LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,418
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,835
−HK$424/mo
Today · 4.125%
HK$14,259
baseline
▲ 0.50% · 4.625%
HK$15,127
+HK$868/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,518/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,927
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,328
−HK$406/mo
Today · 4.125%
HK$15,734
baseline
▲ 0.50% · 4.625%
HK$16,563
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,468/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,102
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,602
−HK$509/mo
Today · 4.125%
HK$17,111
baseline
▲ 0.50% · 4.625%
HK$18,152
+HK$1,041/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,222/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,913
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,393
−HK$488/mo
Today · 4.125%
HK$18,881
baseline
▲ 0.50% · 4.625%
HK$19,876
+HK$995/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,762/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,785
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,370
−HK$593/mo
Today · 4.125%
HK$19,963
baseline
▲ 0.50% · 4.625%
HK$21,178
+HK$1,215/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,926/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,898
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,459
−HK$568/mo
Today · 4.125%
HK$22,027
baseline
▲ 0.50% · 4.625%
HK$23,188
+HK$1,161/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,054/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,152
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,904
−HK$763/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,229
+HK$1,562/mo
Deposit HK$588K · loan HK$5.30M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,869
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,590
−HK$731/mo
Today · 4.125%
HK$28,321
baseline
▲ 0.50% · 4.625%
HK$29,814
+HK$1,493/mo
Deposit HK$588K · loan HK$5.30M · min. income ≈ HK$56,642/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,400 · Scale 2, in force from 26 Feb 2026)