LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,180
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$138,354
−HK$4,240/mo
Today · 4.125%
HK$142,594
baseline
▲ 0.50% · 4.625%
HK$151,271
+HK$8,677/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$285,188/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,274
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$153,277
−HK$4,062/mo
Today · 4.125%
HK$157,339
baseline
▲ 0.50% · 4.625%
HK$165,632
+HK$8,293/mo
Deposit HK$29.42M · loan HK$29.42M · min. income ≈ HK$314,678/mo (50% DSR)
Upfront cash ≈ HK$31.92M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,016
−HK$10,097/mo
▼ 0.25% · 3.875%
HK$166,024
−HK$5,089/mo
Today · 4.125%
HK$171,113
baseline
▲ 0.50% · 4.625%
HK$181,525
+HK$10,412/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$342,226/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,129
−HK$9,677/mo
▼ 0.25% · 3.875%
HK$183,933
−HK$4,873/mo
Today · 4.125%
HK$188,806
baseline
▲ 0.50% · 4.625%
HK$198,759
+HK$9,953/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$377,612/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,852
−HK$11,780/mo
▼ 0.25% · 3.875%
HK$193,695
−HK$5,937/mo
Today · 4.125%
HK$199,632
baseline
▲ 0.50% · 4.625%
HK$211,779
+HK$12,147/mo
Deposit HK$17.65M · loan HK$41.19M · min. income ≈ HK$399,264/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,983
−HK$11,291/mo
▼ 0.25% · 3.875%
HK$214,588
−HK$5,686/mo
Today · 4.125%
HK$220,274
baseline
▲ 0.50% · 4.625%
HK$231,885
+HK$11,611/mo
Deposit HK$17.65M · loan HK$41.19M · min. income ≈ HK$440,548/mo (50% DSR)
Upfront cash ≈ HK$20.15M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,524
−HK$15,146/mo
▼ 0.25% · 3.875%
HK$249,037
−HK$7,633/mo
Today · 4.125%
HK$256,670
baseline
▲ 0.50% · 4.625%
HK$272,287
+HK$15,617/mo
Deposit HK$5.88M · loan HK$52.96M · min. income ≈ HK$513,340/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,693
−HK$14,517/mo
▼ 0.25% · 3.875%
HK$275,899
−HK$7,311/mo
Today · 4.125%
HK$283,210
baseline
▲ 0.50% · 4.625%
HK$298,138
+HK$14,928/mo
Deposit HK$5.88M · loan HK$52.96M · min. income ≈ HK$566,420/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,500,881 · Scale 2, in force from 26 Feb 2026)