LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,194
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$138,368
−HK$4,241/mo
Today · 4.125%
HK$142,609
baseline
▲ 0.50% · 4.625%
HK$151,286
+HK$8,677/mo
Deposit HK$29.43M · loan HK$29.43M · min. income ≈ HK$285,218/mo (50% DSR)
Upfront cash ≈ HK$31.93M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,289
−HK$8,066/mo
▼ 0.25% · 3.875%
HK$153,293
−HK$4,062/mo
Today · 4.125%
HK$157,355
baseline
▲ 0.50% · 4.625%
HK$165,649
+HK$8,294/mo
Deposit HK$29.43M · loan HK$29.43M · min. income ≈ HK$314,710/mo (50% DSR)
Upfront cash ≈ HK$31.93M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,032
−HK$10,099/mo
▼ 0.25% · 3.875%
HK$166,042
−HK$5,089/mo
Today · 4.125%
HK$171,131
baseline
▲ 0.50% · 4.625%
HK$181,544
+HK$10,413/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$342,262/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,147
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$183,952
−HK$4,874/mo
Today · 4.125%
HK$188,826
baseline
▲ 0.50% · 4.625%
HK$198,779
+HK$9,953/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$377,652/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,871
−HK$11,781/mo
▼ 0.25% · 3.875%
HK$193,715
−HK$5,937/mo
Today · 4.125%
HK$199,652
baseline
▲ 0.50% · 4.625%
HK$211,801
+HK$12,149/mo
Deposit HK$17.66M · loan HK$41.20M · min. income ≈ HK$399,304/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,005
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$214,610
−HK$5,687/mo
Today · 4.125%
HK$220,297
baseline
▲ 0.50% · 4.625%
HK$231,909
+HK$11,612/mo
Deposit HK$17.66M · loan HK$41.20M · min. income ≈ HK$440,594/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,549
−HK$15,147/mo
▼ 0.25% · 3.875%
HK$249,062
−HK$7,634/mo
Today · 4.125%
HK$256,696
baseline
▲ 0.50% · 4.625%
HK$272,315
+HK$15,619/mo
Deposit HK$5.89M · loan HK$52.97M · min. income ≈ HK$513,392/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,721
−HK$14,518/mo
▼ 0.25% · 3.875%
HK$275,927
−HK$7,312/mo
Today · 4.125%
HK$283,239
baseline
▲ 0.50% · 4.625%
HK$298,169
+HK$14,930/mo
Deposit HK$5.89M · loan HK$52.97M · min. income ≈ HK$566,478/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,501,138 · Scale 2, in force from 26 Feb 2026)