LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,196
−HK$8,415/mo
▼ 0.25% · 3.875%
HK$138,370
−HK$4,241/mo
Today · 4.125%
HK$142,611
baseline
▲ 0.50% · 4.625%
HK$151,289
+HK$8,678/mo
Deposit HK$29.43M · loan HK$29.43M · min. income ≈ HK$285,222/mo (50% DSR)
Upfront cash ≈ HK$31.93M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,292
−HK$8,065/mo
▼ 0.25% · 3.875%
HK$153,295
−HK$4,062/mo
Today · 4.125%
HK$157,357
baseline
▲ 0.50% · 4.625%
HK$165,652
+HK$8,295/mo
Deposit HK$29.43M · loan HK$29.43M · min. income ≈ HK$314,714/mo (50% DSR)
Upfront cash ≈ HK$31.93M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,035
−HK$10,098/mo
▼ 0.25% · 3.875%
HK$166,044
−HK$5,089/mo
Today · 4.125%
HK$171,133
baseline
▲ 0.50% · 4.625%
HK$181,546
+HK$10,413/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$342,266/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,150
−HK$9,679/mo
▼ 0.25% · 3.875%
HK$183,955
−HK$4,874/mo
Today · 4.125%
HK$188,829
baseline
▲ 0.50% · 4.625%
HK$198,782
+HK$9,953/mo
Deposit HK$23.54M · loan HK$35.31M · min. income ≈ HK$377,658/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,874
−HK$11,782/mo
▼ 0.25% · 3.875%
HK$193,718
−HK$5,938/mo
Today · 4.125%
HK$199,656
baseline
▲ 0.50% · 4.625%
HK$211,804
+HK$12,148/mo
Deposit HK$17.66M · loan HK$41.20M · min. income ≈ HK$399,312/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,008
−HK$11,292/mo
▼ 0.25% · 3.875%
HK$214,614
−HK$5,686/mo
Today · 4.125%
HK$220,300
baseline
▲ 0.50% · 4.625%
HK$231,913
+HK$11,613/mo
Deposit HK$17.66M · loan HK$41.20M · min. income ≈ HK$440,600/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,553
−HK$15,147/mo
▼ 0.25% · 3.875%
HK$249,066
−HK$7,634/mo
Today · 4.125%
HK$256,700
baseline
▲ 0.50% · 4.625%
HK$272,320
+HK$15,620/mo
Deposit HK$5.89M · loan HK$52.97M · min. income ≈ HK$513,400/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,725
−HK$14,518/mo
▼ 0.25% · 3.875%
HK$275,932
−HK$7,311/mo
Today · 4.125%
HK$283,243
baseline
▲ 0.50% · 4.625%
HK$298,173
+HK$14,930/mo
Deposit HK$5.89M · loan HK$52.97M · min. income ≈ HK$566,486/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,501,177 · Scale 2, in force from 26 Feb 2026)