LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,216
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$138,391
−HK$4,242/mo
Today · 4.125%
HK$142,633
baseline
▲ 0.50% · 4.625%
HK$151,312
+HK$8,679/mo
Deposit HK$29.43M · loan HK$29.43M · min. income ≈ HK$285,266/mo (50% DSR)
Upfront cash ≈ HK$31.93M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,314
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$153,319
−HK$4,062/mo
Today · 4.125%
HK$157,381
baseline
▲ 0.50% · 4.625%
HK$165,677
+HK$8,296/mo
Deposit HK$29.43M · loan HK$29.43M · min. income ≈ HK$314,762/mo (50% DSR)
Upfront cash ≈ HK$31.93M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,059
−HK$10,100/mo
▼ 0.25% · 3.875%
HK$166,069
−HK$5,090/mo
Today · 4.125%
HK$171,159
baseline
▲ 0.50% · 4.625%
HK$181,574
+HK$10,415/mo
Deposit HK$23.54M · loan HK$35.32M · min. income ≈ HK$342,318/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,177
−HK$9,680/mo
▼ 0.25% · 3.875%
HK$183,982
−HK$4,875/mo
Today · 4.125%
HK$188,857
baseline
▲ 0.50% · 4.625%
HK$198,812
+HK$9,955/mo
Deposit HK$23.54M · loan HK$35.32M · min. income ≈ HK$377,714/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,903
−HK$11,783/mo
▼ 0.25% · 3.875%
HK$193,747
−HK$5,939/mo
Today · 4.125%
HK$199,686
baseline
▲ 0.50% · 4.625%
HK$211,836
+HK$12,150/mo
Deposit HK$17.66M · loan HK$41.20M · min. income ≈ HK$399,372/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,040
−HK$11,294/mo
▼ 0.25% · 3.875%
HK$214,646
−HK$5,688/mo
Today · 4.125%
HK$220,334
baseline
▲ 0.50% · 4.625%
HK$231,948
+HK$11,614/mo
Deposit HK$17.66M · loan HK$41.20M · min. income ≈ HK$440,668/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,589
−HK$15,150/mo
▼ 0.25% · 3.875%
HK$249,104
−HK$7,635/mo
Today · 4.125%
HK$256,739
baseline
▲ 0.50% · 4.625%
HK$272,361
+HK$15,622/mo
Deposit HK$5.89M · loan HK$52.97M · min. income ≈ HK$513,478/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,765
−HK$14,521/mo
▼ 0.25% · 3.875%
HK$275,974
−HK$7,312/mo
Today · 4.125%
HK$283,286
baseline
▲ 0.50% · 4.625%
HK$298,218
+HK$14,932/mo
Deposit HK$5.89M · loan HK$52.97M · min. income ≈ HK$566,572/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,501,555 · Scale 2, in force from 26 Feb 2026)