LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,423
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,840
−HK$425/mo
Today · 4.125%
HK$14,265
baseline
▲ 0.50% · 4.625%
HK$15,133
+HK$868/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,530/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,933
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,333
−HK$407/mo
Today · 4.125%
HK$15,740
baseline
▲ 0.50% · 4.625%
HK$16,569
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,480/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,107
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,608
−HK$509/mo
Today · 4.125%
HK$17,117
baseline
▲ 0.50% · 4.625%
HK$18,159
+HK$1,042/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,234/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,919
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,400
−HK$487/mo
Today · 4.125%
HK$18,887
baseline
▲ 0.50% · 4.625%
HK$19,883
+HK$996/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,774/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,792
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,377
−HK$593/mo
Today · 4.125%
HK$19,970
baseline
▲ 0.50% · 4.625%
HK$21,186
+HK$1,216/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,940/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,906
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,467
−HK$568/mo
Today · 4.125%
HK$22,035
baseline
▲ 0.50% · 4.625%
HK$23,197
+HK$1,162/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,070/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,161
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,913
−HK$763/mo
Today · 4.125%
HK$25,676
baseline
▲ 0.50% · 4.625%
HK$27,239
+HK$1,563/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,352/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,879
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,600
−HK$731/mo
Today · 4.125%
HK$28,331
baseline
▲ 0.50% · 4.625%
HK$29,825
+HK$1,494/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$56,662/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,448 · Scale 2, in force from 26 Feb 2026)