LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,424
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,842
−HK$424/mo
Today · 4.125%
HK$14,266
baseline
▲ 0.50% · 4.625%
HK$15,134
+HK$868/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,532/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,934
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,335
−HK$406/mo
Today · 4.125%
HK$15,741
baseline
▲ 0.50% · 4.625%
HK$16,571
+HK$830/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,482/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,109
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$16,610
−HK$509/mo
Today · 4.125%
HK$17,119
baseline
▲ 0.50% · 4.625%
HK$18,161
+HK$1,042/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,238/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,921
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,401
−HK$488/mo
Today · 4.125%
HK$18,889
baseline
▲ 0.50% · 4.625%
HK$19,885
+HK$996/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,778/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,794
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,378
−HK$594/mo
Today · 4.125%
HK$19,972
baseline
▲ 0.50% · 4.625%
HK$21,187
+HK$1,215/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,944/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,908
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,468
−HK$569/mo
Today · 4.125%
HK$22,037
baseline
▲ 0.50% · 4.625%
HK$23,199
+HK$1,162/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,074/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,163
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,915
−HK$763/mo
Today · 4.125%
HK$25,678
baseline
▲ 0.50% · 4.625%
HK$27,241
+HK$1,563/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,356/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,881
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,602
−HK$732/mo
Today · 4.125%
HK$28,334
baseline
▲ 0.50% · 4.625%
HK$29,827
+HK$1,493/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$56,668/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,459 · Scale 2, in force from 26 Feb 2026)