LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,425
−HK$841/mo
▼ 0.25% · 3.875%
HK$13,842
−HK$424/mo
Today · 4.125%
HK$14,266
baseline
▲ 0.50% · 4.625%
HK$15,134
+HK$868/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$28,532/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,935
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,335
−HK$407/mo
Today · 4.125%
HK$15,742
baseline
▲ 0.50% · 4.625%
HK$16,571
+HK$829/mo
Deposit HK$2.94M · loan HK$2.94M · min. income ≈ HK$31,484/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,109
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,611
−HK$509/mo
Today · 4.125%
HK$17,120
baseline
▲ 0.50% · 4.625%
HK$18,161
+HK$1,041/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$34,240/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,922
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,402
−HK$488/mo
Today · 4.125%
HK$18,890
baseline
▲ 0.50% · 4.625%
HK$19,886
+HK$996/mo
Deposit HK$2.35M · loan HK$3.53M · min. income ≈ HK$37,780/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,794
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,379
−HK$594/mo
Today · 4.125%
HK$19,973
baseline
▲ 0.50% · 4.625%
HK$21,188
+HK$1,215/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,946/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,909
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,469
−HK$569/mo
Today · 4.125%
HK$22,038
baseline
▲ 0.50% · 4.625%
HK$23,200
+HK$1,162/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,076/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,164
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$764/mo
Today · 4.125%
HK$25,680
baseline
▲ 0.50% · 4.625%
HK$27,242
+HK$1,562/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,360/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$732/mo
Today · 4.125%
HK$28,335
baseline
▲ 0.50% · 4.625%
HK$29,828
+HK$1,493/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$56,670/mo (50% DSR)
Upfront cash ≈ HK$721K (deposit + AVD stamp duty HK$132,465 · Scale 2, in force from 26 Feb 2026)