LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,255
−HK$8,419/mo
▼ 0.25% · 3.875%
HK$138,431
−HK$4,243/mo
Today · 4.125%
HK$142,674
baseline
▲ 0.50% · 4.625%
HK$151,355
+HK$8,681/mo
Deposit HK$29.44M · loan HK$29.44M · min. income ≈ HK$285,348/mo (50% DSR)
Upfront cash ≈ HK$31.94M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,357
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$153,363
−HK$4,064/mo
Today · 4.125%
HK$157,427
baseline
▲ 0.50% · 4.625%
HK$165,725
+HK$8,298/mo
Deposit HK$29.44M · loan HK$29.44M · min. income ≈ HK$314,854/mo (50% DSR)
Upfront cash ≈ HK$31.94M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,106
−HK$10,103/mo
▼ 0.25% · 3.875%
HK$166,117
−HK$5,092/mo
Today · 4.125%
HK$171,209
baseline
▲ 0.50% · 4.625%
HK$181,626
+HK$10,417/mo
Deposit HK$23.55M · loan HK$35.33M · min. income ≈ HK$342,418/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,229
−HK$9,683/mo
▼ 0.25% · 3.875%
HK$184,036
−HK$4,876/mo
Today · 4.125%
HK$188,912
baseline
▲ 0.50% · 4.625%
HK$198,870
+HK$9,958/mo
Deposit HK$23.55M · loan HK$35.33M · min. income ≈ HK$377,824/mo (50% DSR)
Upfront cash ≈ HK$26.05M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,957
−HK$11,787/mo
▼ 0.25% · 3.875%
HK$193,804
−HK$5,940/mo
Today · 4.125%
HK$199,744
baseline
▲ 0.50% · 4.625%
HK$211,898
+HK$12,154/mo
Deposit HK$17.66M · loan HK$41.21M · min. income ≈ HK$399,488/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,100
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$214,708
−HK$5,689/mo
Today · 4.125%
HK$220,397
baseline
▲ 0.50% · 4.625%
HK$232,015
+HK$11,618/mo
Deposit HK$17.66M · loan HK$41.21M · min. income ≈ HK$440,794/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,659
−HK$15,154/mo
▼ 0.25% · 3.875%
HK$249,176
−HK$7,637/mo
Today · 4.125%
HK$256,813
baseline
▲ 0.50% · 4.625%
HK$272,440
+HK$15,627/mo
Deposit HK$5.89M · loan HK$52.99M · min. income ≈ HK$513,626/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,843
−HK$14,525/mo
▼ 0.25% · 3.875%
HK$276,054
−HK$7,314/mo
Today · 4.125%
HK$283,368
baseline
▲ 0.50% · 4.625%
HK$298,305
+HK$14,937/mo
Deposit HK$5.89M · loan HK$52.99M · min. income ≈ HK$566,736/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,502,280 · Scale 2, in force from 26 Feb 2026)