LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,277
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$138,454
−HK$4,243/mo
Today · 4.125%
HK$142,697
baseline
▲ 0.50% · 4.625%
HK$151,380
+HK$8,683/mo
Deposit HK$29.44M · loan HK$29.44M · min. income ≈ HK$285,394/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,382
−HK$8,070/mo
▼ 0.25% · 3.875%
HK$153,388
−HK$4,064/mo
Today · 4.125%
HK$157,452
baseline
▲ 0.50% · 4.625%
HK$165,752
+HK$8,300/mo
Deposit HK$29.44M · loan HK$29.44M · min. income ≈ HK$314,904/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,132
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$166,144
−HK$5,093/mo
Today · 4.125%
HK$171,237
baseline
▲ 0.50% · 4.625%
HK$181,656
+HK$10,419/mo
Deposit HK$23.55M · loan HK$35.33M · min. income ≈ HK$342,474/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,258
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,065
−HK$4,878/mo
Today · 4.125%
HK$188,943
baseline
▲ 0.50% · 4.625%
HK$198,902
+HK$9,959/mo
Deposit HK$23.55M · loan HK$35.33M · min. income ≈ HK$377,886/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,987
−HK$11,789/mo
▼ 0.25% · 3.875%
HK$193,835
−HK$5,941/mo
Today · 4.125%
HK$199,776
baseline
▲ 0.50% · 4.625%
HK$211,932
+HK$12,156/mo
Deposit HK$17.67M · loan HK$41.22M · min. income ≈ HK$399,552/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,134
−HK$11,299/mo
▼ 0.25% · 3.875%
HK$214,743
−HK$5,690/mo
Today · 4.125%
HK$220,433
baseline
▲ 0.50% · 4.625%
HK$232,052
+HK$11,619/mo
Deposit HK$17.67M · loan HK$41.22M · min. income ≈ HK$440,866/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,698
−HK$15,157/mo
▼ 0.25% · 3.875%
HK$249,216
−HK$7,639/mo
Today · 4.125%
HK$256,855
baseline
▲ 0.50% · 4.625%
HK$272,484
+HK$15,629/mo
Deposit HK$5.89M · loan HK$53.00M · min. income ≈ HK$513,710/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,887
−HK$14,527/mo
▼ 0.25% · 3.875%
HK$276,098
−HK$7,316/mo
Today · 4.125%
HK$283,414
baseline
▲ 0.50% · 4.625%
HK$298,353
+HK$14,939/mo
Deposit HK$5.89M · loan HK$53.00M · min. income ≈ HK$566,828/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,502,685 · Scale 2, in force from 26 Feb 2026)