LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,278
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$138,455
−HK$4,243/mo
Today · 4.125%
HK$142,698
baseline
▲ 0.50% · 4.625%
HK$151,381
+HK$8,683/mo
Deposit HK$29.44M · loan HK$29.44M · min. income ≈ HK$285,396/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,383
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$153,389
−HK$4,065/mo
Today · 4.125%
HK$157,454
baseline
▲ 0.50% · 4.625%
HK$165,753
+HK$8,299/mo
Deposit HK$29.44M · loan HK$29.44M · min. income ≈ HK$314,908/mo (50% DSR)
Upfront cash ≈ HK$31.95M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,134
−HK$10,104/mo
▼ 0.25% · 3.875%
HK$166,146
−HK$5,092/mo
Today · 4.125%
HK$171,238
baseline
▲ 0.50% · 4.625%
HK$181,658
+HK$10,420/mo
Deposit HK$23.55M · loan HK$35.33M · min. income ≈ HK$342,476/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,259
−HK$9,685/mo
▼ 0.25% · 3.875%
HK$184,067
−HK$4,877/mo
Today · 4.125%
HK$188,944
baseline
▲ 0.50% · 4.625%
HK$198,904
+HK$9,960/mo
Deposit HK$23.55M · loan HK$35.33M · min. income ≈ HK$377,888/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,989
−HK$11,789/mo
▼ 0.25% · 3.875%
HK$193,837
−HK$5,941/mo
Today · 4.125%
HK$199,778
baseline
▲ 0.50% · 4.625%
HK$211,934
+HK$12,156/mo
Deposit HK$17.67M · loan HK$41.22M · min. income ≈ HK$399,556/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,136
−HK$11,299/mo
▼ 0.25% · 3.875%
HK$214,745
−HK$5,690/mo
Today · 4.125%
HK$220,435
baseline
▲ 0.50% · 4.625%
HK$232,054
+HK$11,619/mo
Deposit HK$17.67M · loan HK$41.22M · min. income ≈ HK$440,870/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,700
−HK$15,157/mo
▼ 0.25% · 3.875%
HK$249,219
−HK$7,638/mo
Today · 4.125%
HK$256,857
baseline
▲ 0.50% · 4.625%
HK$272,486
+HK$15,629/mo
Deposit HK$5.89M · loan HK$53.00M · min. income ≈ HK$513,714/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,889
−HK$14,527/mo
▼ 0.25% · 3.875%
HK$276,101
−HK$7,315/mo
Today · 4.125%
HK$283,416
baseline
▲ 0.50% · 4.625%
HK$298,356
+HK$14,940/mo
Deposit HK$5.89M · loan HK$53.00M · min. income ≈ HK$566,832/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,502,708 · Scale 2, in force from 26 Feb 2026)