LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,319
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$138,497
−HK$4,245/mo
Today · 4.125%
HK$142,742
baseline
▲ 0.50% · 4.625%
HK$151,428
+HK$8,686/mo
Deposit HK$29.45M · loan HK$29.45M · min. income ≈ HK$285,484/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,429
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$153,436
−HK$4,066/mo
Today · 4.125%
HK$157,502
baseline
▲ 0.50% · 4.625%
HK$165,804
+HK$8,302/mo
Deposit HK$29.45M · loan HK$29.45M · min. income ≈ HK$315,004/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,183
−HK$10,108/mo
▼ 0.25% · 3.875%
HK$166,197
−HK$5,094/mo
Today · 4.125%
HK$171,291
baseline
▲ 0.50% · 4.625%
HK$181,713
+HK$10,422/mo
Deposit HK$23.56M · loan HK$35.34M · min. income ≈ HK$342,582/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,315
−HK$9,687/mo
▼ 0.25% · 3.875%
HK$184,124
−HK$4,878/mo
Today · 4.125%
HK$189,002
baseline
▲ 0.50% · 4.625%
HK$198,965
+HK$9,963/mo
Deposit HK$23.56M · loan HK$35.34M · min. income ≈ HK$378,004/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,047
−HK$11,792/mo
▼ 0.25% · 3.875%
HK$193,896
−HK$5,943/mo
Today · 4.125%
HK$199,839
baseline
▲ 0.50% · 4.625%
HK$211,999
+HK$12,160/mo
Deposit HK$17.67M · loan HK$41.23M · min. income ≈ HK$399,678/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,200
−HK$11,303/mo
▼ 0.25% · 3.875%
HK$214,811
−HK$5,692/mo
Today · 4.125%
HK$220,503
baseline
▲ 0.50% · 4.625%
HK$232,126
+HK$11,623/mo
Deposit HK$17.67M · loan HK$41.23M · min. income ≈ HK$441,006/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,775
−HK$15,161/mo
▼ 0.25% · 3.875%
HK$249,295
−HK$7,641/mo
Today · 4.125%
HK$256,936
baseline
▲ 0.50% · 4.625%
HK$272,570
+HK$15,634/mo
Deposit HK$5.89M · loan HK$53.01M · min. income ≈ HK$513,872/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,972
−HK$14,532/mo
▼ 0.25% · 3.875%
HK$276,186
−HK$7,318/mo
Today · 4.125%
HK$283,504
baseline
▲ 0.50% · 4.625%
HK$298,448
+HK$14,944/mo
Deposit HK$5.89M · loan HK$53.01M · min. income ≈ HK$567,008/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,503,478 · Scale 2, in force from 26 Feb 2026)