LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,327
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$138,505
−HK$4,245/mo
Today · 4.125%
HK$142,750
baseline
▲ 0.50% · 4.625%
HK$151,436
+HK$8,686/mo
Deposit HK$29.45M · loan HK$29.45M · min. income ≈ HK$285,500/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,437
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$153,445
−HK$4,066/mo
Today · 4.125%
HK$157,511
baseline
▲ 0.50% · 4.625%
HK$165,813
+HK$8,302/mo
Deposit HK$29.45M · loan HK$29.45M · min. income ≈ HK$315,022/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,192
−HK$10,108/mo
▼ 0.25% · 3.875%
HK$166,206
−HK$5,094/mo
Today · 4.125%
HK$171,300
baseline
▲ 0.50% · 4.625%
HK$181,723
+HK$10,423/mo
Deposit HK$23.56M · loan HK$35.35M · min. income ≈ HK$342,600/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,324
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$184,134
−HK$4,879/mo
Today · 4.125%
HK$189,013
baseline
▲ 0.50% · 4.625%
HK$198,976
+HK$9,963/mo
Deposit HK$23.56M · loan HK$35.35M · min. income ≈ HK$378,026/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,057
−HK$11,793/mo
▼ 0.25% · 3.875%
HK$193,907
−HK$5,943/mo
Today · 4.125%
HK$199,850
baseline
▲ 0.50% · 4.625%
HK$212,010
+HK$12,160/mo
Deposit HK$17.67M · loan HK$41.24M · min. income ≈ HK$399,700/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,212
−HK$11,303/mo
▼ 0.25% · 3.875%
HK$214,823
−HK$5,692/mo
Today · 4.125%
HK$220,515
baseline
▲ 0.50% · 4.625%
HK$232,138
+HK$11,623/mo
Deposit HK$17.67M · loan HK$41.24M · min. income ≈ HK$441,030/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,788
−HK$15,162/mo
▼ 0.25% · 3.875%
HK$249,309
−HK$7,641/mo
Today · 4.125%
HK$256,950
baseline
▲ 0.50% · 4.625%
HK$272,585
+HK$15,635/mo
Deposit HK$5.89M · loan HK$53.02M · min. income ≈ HK$513,900/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,986
−HK$14,533/mo
▼ 0.25% · 3.875%
HK$276,200
−HK$7,319/mo
Today · 4.125%
HK$283,519
baseline
▲ 0.50% · 4.625%
HK$298,464
+HK$14,945/mo
Deposit HK$5.89M · loan HK$53.02M · min. income ≈ HK$567,038/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$2,503,612 · Scale 2, in force from 26 Feb 2026)