LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,433
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,851
−HK$424/mo
Today · 4.125%
HK$14,275
baseline
▲ 0.50% · 4.625%
HK$15,144
+HK$869/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,550/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,944
−HK$807/mo
▼ 0.25% · 3.875%
HK$15,345
−HK$406/mo
Today · 4.125%
HK$15,751
baseline
▲ 0.50% · 4.625%
HK$16,581
+HK$830/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,502/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,119
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,621
−HK$509/mo
Today · 4.125%
HK$17,130
baseline
▲ 0.50% · 4.625%
HK$18,172
+HK$1,042/mo
Deposit HK$2.36M · loan HK$3.53M · min. income ≈ HK$34,260/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,933
−HK$968/mo
▼ 0.25% · 3.875%
HK$18,413
−HK$488/mo
Today · 4.125%
HK$18,901
baseline
▲ 0.50% · 4.625%
HK$19,898
+HK$997/mo
Deposit HK$2.36M · loan HK$3.53M · min. income ≈ HK$37,802/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,806
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,391
−HK$594/mo
Today · 4.125%
HK$19,985
baseline
▲ 0.50% · 4.625%
HK$21,201
+HK$1,216/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,970/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,921
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,482
−HK$570/mo
Today · 4.125%
HK$22,052
baseline
▲ 0.50% · 4.625%
HK$23,214
+HK$1,162/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,104/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,179
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,931
−HK$764/mo
Today · 4.125%
HK$25,695
baseline
▲ 0.50% · 4.625%
HK$27,259
+HK$1,564/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,390/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,899
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$27,620
−HK$732/mo
Today · 4.125%
HK$28,352
baseline
▲ 0.50% · 4.625%
HK$29,847
+HK$1,495/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$56,704/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,545 · Scale 2, in force from 26 Feb 2026)