LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,434
−HK$842/mo
▼ 0.25% · 3.875%
HK$13,852
−HK$424/mo
Today · 4.125%
HK$14,276
baseline
▲ 0.50% · 4.625%
HK$15,145
+HK$869/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,552/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,945
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,346
−HK$407/mo
Today · 4.125%
HK$15,753
baseline
▲ 0.50% · 4.625%
HK$16,583
+HK$830/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,506/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,121
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,622
−HK$510/mo
Today · 4.125%
HK$17,132
baseline
▲ 0.50% · 4.625%
HK$18,174
+HK$1,042/mo
Deposit HK$2.36M · loan HK$3.53M · min. income ≈ HK$34,264/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,934
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,415
−HK$488/mo
Today · 4.125%
HK$18,903
baseline
▲ 0.50% · 4.625%
HK$19,899
+HK$996/mo
Deposit HK$2.36M · loan HK$3.53M · min. income ≈ HK$37,806/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,807
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,392
−HK$595/mo
Today · 4.125%
HK$19,987
baseline
▲ 0.50% · 4.625%
HK$21,203
+HK$1,216/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$39,974/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,923
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,484
−HK$570/mo
Today · 4.125%
HK$22,054
baseline
▲ 0.50% · 4.625%
HK$23,216
+HK$1,162/mo
Deposit HK$1.77M · loan HK$4.12M · min. income ≈ HK$44,108/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,933
−HK$764/mo
Today · 4.125%
HK$25,697
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,564/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,901
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,623
−HK$732/mo
Today · 4.125%
HK$28,355
baseline
▲ 0.50% · 4.625%
HK$29,849
+HK$1,494/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$56,710/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,557 · Scale 2, in force from 26 Feb 2026)