LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,340
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$138,518
−HK$4,246/mo
Today · 4.125%
HK$142,764
baseline
▲ 0.50% · 4.625%
HK$151,451
+HK$8,687/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$285,528/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,451
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$153,460
−HK$4,066/mo
Today · 4.125%
HK$157,526
baseline
▲ 0.50% · 4.625%
HK$165,829
+HK$8,303/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$315,052/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,208
−HK$10,109/mo
▼ 0.25% · 3.875%
HK$166,222
−HK$5,095/mo
Today · 4.125%
HK$171,317
baseline
▲ 0.50% · 4.625%
HK$181,741
+HK$10,424/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$342,634/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,342
−HK$9,689/mo
▼ 0.25% · 3.875%
HK$184,152
−HK$4,879/mo
Today · 4.125%
HK$189,031
baseline
▲ 0.50% · 4.625%
HK$198,995
+HK$9,964/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$378,062/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,075
−HK$11,794/mo
▼ 0.25% · 3.875%
HK$193,926
−HK$5,943/mo
Today · 4.125%
HK$199,869
baseline
▲ 0.50% · 4.625%
HK$212,031
+HK$12,162/mo
Deposit HK$17.67M · loan HK$41.24M · min. income ≈ HK$399,738/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,232
−HK$11,304/mo
▼ 0.25% · 3.875%
HK$214,844
−HK$5,692/mo
Today · 4.125%
HK$220,536
baseline
▲ 0.50% · 4.625%
HK$232,161
+HK$11,625/mo
Deposit HK$17.67M · loan HK$41.24M · min. income ≈ HK$441,072/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,811
−HK$15,164/mo
▼ 0.25% · 3.875%
HK$249,333
−HK$7,642/mo
Today · 4.125%
HK$256,975
baseline
▲ 0.50% · 4.625%
HK$272,611
+HK$15,636/mo
Deposit HK$5.89M · loan HK$53.02M · min. income ≈ HK$513,950/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,013
−HK$14,534/mo
▼ 0.25% · 3.875%
HK$276,227
−HK$7,320/mo
Today · 4.125%
HK$283,547
baseline
▲ 0.50% · 4.625%
HK$298,493
+HK$14,946/mo
Deposit HK$5.89M · loan HK$53.02M · min. income ≈ HK$567,094/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,503,857 · Scale 2, in force from 26 Feb 2026)