LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,352
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$138,531
−HK$4,246/mo
Today · 4.125%
HK$142,777
baseline
▲ 0.50% · 4.625%
HK$151,465
+HK$8,688/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$285,554/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,465
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,474
−HK$4,067/mo
Today · 4.125%
HK$157,541
baseline
▲ 0.50% · 4.625%
HK$165,845
+HK$8,304/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$315,082/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,223
−HK$10,110/mo
▼ 0.25% · 3.875%
HK$166,238
−HK$5,095/mo
Today · 4.125%
HK$171,333
baseline
▲ 0.50% · 4.625%
HK$181,758
+HK$10,425/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$342,666/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,359
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$184,169
−HK$4,880/mo
Today · 4.125%
HK$189,049
baseline
▲ 0.50% · 4.625%
HK$199,014
+HK$9,965/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$378,098/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,093
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$193,944
−HK$5,944/mo
Today · 4.125%
HK$199,888
baseline
▲ 0.50% · 4.625%
HK$212,051
+HK$12,163/mo
Deposit HK$17.68M · loan HK$41.24M · min. income ≈ HK$399,776/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,252
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$214,864
−HK$5,693/mo
Today · 4.125%
HK$220,557
baseline
▲ 0.50% · 4.625%
HK$232,183
+HK$11,626/mo
Deposit HK$17.68M · loan HK$41.24M · min. income ≈ HK$441,114/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,834
−HK$15,165/mo
▼ 0.25% · 3.875%
HK$249,356
−HK$7,643/mo
Today · 4.125%
HK$256,999
baseline
▲ 0.50% · 4.625%
HK$272,637
+HK$15,638/mo
Deposit HK$5.89M · loan HK$53.03M · min. income ≈ HK$513,998/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,038
−HK$14,535/mo
▼ 0.25% · 3.875%
HK$276,253
−HK$7,320/mo
Today · 4.125%
HK$283,573
baseline
▲ 0.50% · 4.625%
HK$298,521
+HK$14,948/mo
Deposit HK$5.89M · loan HK$53.03M · min. income ≈ HK$567,146/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,091 · Scale 2, in force from 26 Feb 2026)