LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,354
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$138,533
−HK$4,246/mo
Today · 4.125%
HK$142,779
baseline
▲ 0.50% · 4.625%
HK$151,467
+HK$8,688/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$285,558/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,467
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,476
−HK$4,067/mo
Today · 4.125%
HK$157,543
baseline
▲ 0.50% · 4.625%
HK$165,847
+HK$8,304/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$315,086/mo (50% DSR)
Upfront cash ≈ HK$31.96M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,225
−HK$10,110/mo
▼ 0.25% · 3.875%
HK$166,240
−HK$5,095/mo
Today · 4.125%
HK$171,335
baseline
▲ 0.50% · 4.625%
HK$181,760
+HK$10,425/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$342,670/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,361
−HK$9,690/mo
▼ 0.25% · 3.875%
HK$184,171
−HK$4,880/mo
Today · 4.125%
HK$189,051
baseline
▲ 0.50% · 4.625%
HK$199,016
+HK$9,965/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$378,102/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,095
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$193,946
−HK$5,945/mo
Today · 4.125%
HK$199,891
baseline
▲ 0.50% · 4.625%
HK$212,054
+HK$12,163/mo
Deposit HK$17.68M · loan HK$41.24M · min. income ≈ HK$399,782/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,254
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$214,866
−HK$5,694/mo
Today · 4.125%
HK$220,560
baseline
▲ 0.50% · 4.625%
HK$232,186
+HK$11,626/mo
Deposit HK$17.68M · loan HK$41.24M · min. income ≈ HK$441,120/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,837
−HK$15,165/mo
▼ 0.25% · 3.875%
HK$249,360
−HK$7,642/mo
Today · 4.125%
HK$257,002
baseline
▲ 0.50% · 4.625%
HK$272,640
+HK$15,638/mo
Deposit HK$5.89M · loan HK$53.03M · min. income ≈ HK$514,004/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,041
−HK$14,536/mo
▼ 0.25% · 3.875%
HK$276,257
−HK$7,320/mo
Today · 4.125%
HK$283,577
baseline
▲ 0.50% · 4.625%
HK$298,524
+HK$14,947/mo
Deposit HK$5.89M · loan HK$53.03M · min. income ≈ HK$567,154/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,123 · Scale 2, in force from 26 Feb 2026)