LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,358
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$138,538
−HK$4,246/mo
Today · 4.125%
HK$142,784
baseline
▲ 0.50% · 4.625%
HK$151,472
+HK$8,688/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$285,568/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,472
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,481
−HK$4,067/mo
Today · 4.125%
HK$157,548
baseline
▲ 0.50% · 4.625%
HK$165,853
+HK$8,305/mo
Deposit HK$29.46M · loan HK$29.46M · min. income ≈ HK$315,096/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,230
−HK$10,111/mo
▼ 0.25% · 3.875%
HK$166,245
−HK$5,096/mo
Today · 4.125%
HK$171,341
baseline
▲ 0.50% · 4.625%
HK$181,766
+HK$10,425/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$342,682/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,367
−HK$9,691/mo
▼ 0.25% · 3.875%
HK$184,177
−HK$4,881/mo
Today · 4.125%
HK$189,058
baseline
▲ 0.50% · 4.625%
HK$199,023
+HK$9,965/mo
Deposit HK$23.57M · loan HK$35.35M · min. income ≈ HK$378,116/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,102
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$193,953
−HK$5,945/mo
Today · 4.125%
HK$199,898
baseline
▲ 0.50% · 4.625%
HK$212,061
+HK$12,163/mo
Deposit HK$17.68M · loan HK$41.25M · min. income ≈ HK$399,796/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,261
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$214,874
−HK$5,693/mo
Today · 4.125%
HK$220,567
baseline
▲ 0.50% · 4.625%
HK$232,194
+HK$11,627/mo
Deposit HK$17.68M · loan HK$41.25M · min. income ≈ HK$441,134/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,845
−HK$15,166/mo
▼ 0.25% · 3.875%
HK$249,368
−HK$7,643/mo
Today · 4.125%
HK$257,011
baseline
▲ 0.50% · 4.625%
HK$272,650
+HK$15,639/mo
Deposit HK$5.89M · loan HK$53.03M · min. income ≈ HK$514,022/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,050
−HK$14,536/mo
▼ 0.25% · 3.875%
HK$276,266
−HK$7,320/mo
Today · 4.125%
HK$283,586
baseline
▲ 0.50% · 4.625%
HK$298,535
+HK$14,949/mo
Deposit HK$5.89M · loan HK$53.03M · min. income ≈ HK$567,172/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,208 · Scale 2, in force from 26 Feb 2026)