LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,380
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$138,560
−HK$4,247/mo
Today · 4.125%
HK$142,807
baseline
▲ 0.50% · 4.625%
HK$151,497
+HK$8,690/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$285,614/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,497
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$153,506
−HK$4,068/mo
Today · 4.125%
HK$157,574
baseline
▲ 0.50% · 4.625%
HK$165,879
+HK$8,305/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$315,148/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,256
−HK$10,113/mo
▼ 0.25% · 3.875%
HK$166,272
−HK$5,097/mo
Today · 4.125%
HK$171,369
baseline
▲ 0.50% · 4.625%
HK$181,796
+HK$10,427/mo
Deposit HK$23.57M · loan HK$35.36M · min. income ≈ HK$342,738/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,396
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,207
−HK$4,881/mo
Today · 4.125%
HK$189,088
baseline
▲ 0.50% · 4.625%
HK$199,055
+HK$9,967/mo
Deposit HK$23.57M · loan HK$35.36M · min. income ≈ HK$378,176/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,132
−HK$11,798/mo
▼ 0.25% · 3.875%
HK$193,984
−HK$5,946/mo
Today · 4.125%
HK$199,930
baseline
▲ 0.50% · 4.625%
HK$212,095
+HK$12,165/mo
Deposit HK$17.68M · loan HK$41.25M · min. income ≈ HK$399,860/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,295
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$214,909
−HK$5,694/mo
Today · 4.125%
HK$220,603
baseline
▲ 0.50% · 4.625%
HK$232,231
+HK$11,628/mo
Deposit HK$17.68M · loan HK$41.25M · min. income ≈ HK$441,206/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,884
−HK$15,169/mo
▼ 0.25% · 3.875%
HK$249,408
−HK$7,645/mo
Today · 4.125%
HK$257,053
baseline
▲ 0.50% · 4.625%
HK$272,694
+HK$15,641/mo
Deposit HK$5.89M · loan HK$53.04M · min. income ≈ HK$514,106/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,094
−HK$14,538/mo
▼ 0.25% · 3.875%
HK$276,311
−HK$7,321/mo
Today · 4.125%
HK$283,632
baseline
▲ 0.50% · 4.625%
HK$298,583
+HK$14,951/mo
Deposit HK$5.89M · loan HK$53.04M · min. income ≈ HK$567,264/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,614 · Scale 2, in force from 26 Feb 2026)