LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,438
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,856
−HK$425/mo
Today · 4.125%
HK$14,281
baseline
▲ 0.50% · 4.625%
HK$15,150
+HK$869/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,562/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,950
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,351
−HK$407/mo
Today · 4.125%
HK$15,758
baseline
▲ 0.50% · 4.625%
HK$16,588
+HK$830/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,516/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,126
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,628
−HK$509/mo
Today · 4.125%
HK$17,137
baseline
▲ 0.50% · 4.625%
HK$18,180
+HK$1,043/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,274/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,940
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,421
−HK$488/mo
Today · 4.125%
HK$18,909
baseline
▲ 0.50% · 4.625%
HK$19,906
+HK$997/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,818/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,814
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,399
−HK$594/mo
Today · 4.125%
HK$19,993
baseline
▲ 0.50% · 4.625%
HK$21,210
+HK$1,217/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$39,986/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,930
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,491
−HK$570/mo
Today · 4.125%
HK$22,061
baseline
▲ 0.50% · 4.625%
HK$23,224
+HK$1,163/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,122/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,189
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,941
−HK$765/mo
Today · 4.125%
HK$25,706
baseline
▲ 0.50% · 4.625%
HK$27,270
+HK$1,564/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,412/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,910
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$732/mo
Today · 4.125%
HK$28,364
baseline
▲ 0.50% · 4.625%
HK$29,859
+HK$1,495/mo
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$56,728/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,601 · Scale 2, in force from 26 Feb 2026)