LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,385
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$138,565
−HK$4,247/mo
Today · 4.125%
HK$142,812
baseline
▲ 0.50% · 4.625%
HK$151,502
+HK$8,690/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$285,624/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,502
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$153,512
−HK$4,067/mo
Today · 4.125%
HK$157,579
baseline
▲ 0.50% · 4.625%
HK$165,886
+HK$8,307/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$315,158/mo (50% DSR)
Upfront cash ≈ HK$31.97M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,262
−HK$10,113/mo
▼ 0.25% · 3.875%
HK$166,278
−HK$5,097/mo
Today · 4.125%
HK$171,375
baseline
▲ 0.50% · 4.625%
HK$181,803
+HK$10,428/mo
Deposit HK$23.57M · loan HK$35.36M · min. income ≈ HK$342,750/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,403
−HK$9,692/mo
▼ 0.25% · 3.875%
HK$184,214
−HK$4,881/mo
Today · 4.125%
HK$189,095
baseline
▲ 0.50% · 4.625%
HK$199,063
+HK$9,968/mo
Deposit HK$23.57M · loan HK$35.36M · min. income ≈ HK$378,190/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,139
−HK$11,798/mo
▼ 0.25% · 3.875%
HK$193,991
−HK$5,946/mo
Today · 4.125%
HK$199,937
baseline
▲ 0.50% · 4.625%
HK$212,103
+HK$12,166/mo
Deposit HK$17.68M · loan HK$41.25M · min. income ≈ HK$399,874/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,303
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$214,916
−HK$5,695/mo
Today · 4.125%
HK$220,611
baseline
▲ 0.50% · 4.625%
HK$232,240
+HK$11,629/mo
Deposit HK$17.68M · loan HK$41.25M · min. income ≈ HK$441,222/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,893
−HK$15,169/mo
▼ 0.25% · 3.875%
HK$249,418
−HK$7,644/mo
Today · 4.125%
HK$257,062
baseline
▲ 0.50% · 4.625%
HK$272,704
+HK$15,642/mo
Deposit HK$5.89M · loan HK$53.04M · min. income ≈ HK$514,124/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,104
−HK$14,539/mo
▼ 0.25% · 3.875%
HK$276,321
−HK$7,322/mo
Today · 4.125%
HK$283,643
baseline
▲ 0.50% · 4.625%
HK$298,594
+HK$14,951/mo
Deposit HK$5.89M · loan HK$53.04M · min. income ≈ HK$567,286/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,504,706 · Scale 2, in force from 26 Feb 2026)