LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,406
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,587
−HK$4,247/mo
Today · 4.125%
HK$142,834
baseline
▲ 0.50% · 4.625%
HK$151,525
+HK$8,691/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$285,668/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,525
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,535
−HK$4,069/mo
Today · 4.125%
HK$157,604
baseline
▲ 0.50% · 4.625%
HK$165,911
+HK$8,307/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$315,208/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,287
−HK$10,114/mo
▼ 0.25% · 3.875%
HK$166,304
−HK$5,097/mo
Today · 4.125%
HK$171,401
baseline
▲ 0.50% · 4.625%
HK$181,831
+HK$10,430/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$342,802/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,430
−HK$9,694/mo
▼ 0.25% · 3.875%
HK$184,242
−HK$4,882/mo
Today · 4.125%
HK$189,124
baseline
▲ 0.50% · 4.625%
HK$199,093
+HK$9,969/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$378,248/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,168
−HK$11,800/mo
▼ 0.25% · 3.875%
HK$194,021
−HK$5,947/mo
Today · 4.125%
HK$199,968
baseline
▲ 0.50% · 4.625%
HK$212,136
+HK$12,168/mo
Deposit HK$17.68M · loan HK$41.26M · min. income ≈ HK$399,936/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,335
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$214,950
−HK$5,695/mo
Today · 4.125%
HK$220,645
baseline
▲ 0.50% · 4.625%
HK$232,276
+HK$11,631/mo
Deposit HK$17.68M · loan HK$41.26M · min. income ≈ HK$441,290/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,931
−HK$15,171/mo
▼ 0.25% · 3.875%
HK$249,456
−HK$7,646/mo
Today · 4.125%
HK$257,102
baseline
▲ 0.50% · 4.625%
HK$272,746
+HK$15,644/mo
Deposit HK$5.89M · loan HK$53.05M · min. income ≈ HK$514,204/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,145
−HK$14,541/mo
▼ 0.25% · 3.875%
HK$276,364
−HK$7,322/mo
Today · 4.125%
HK$283,686
baseline
▲ 0.50% · 4.625%
HK$298,640
+HK$14,954/mo
Deposit HK$5.89M · loan HK$53.05M · min. income ≈ HK$567,372/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,092 · Scale 2, in force from 26 Feb 2026)