LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,413
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,594
−HK$4,247/mo
Today · 4.125%
HK$142,841
baseline
▲ 0.50% · 4.625%
HK$151,533
+HK$8,692/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$285,682/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,533
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$153,543
−HK$4,068/mo
Today · 4.125%
HK$157,611
baseline
▲ 0.50% · 4.625%
HK$165,919
+HK$8,308/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$315,222/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,295
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$166,312
−HK$5,098/mo
Today · 4.125%
HK$171,410
baseline
▲ 0.50% · 4.625%
HK$181,840
+HK$10,430/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$342,820/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,439
−HK$9,695/mo
▼ 0.25% · 3.875%
HK$184,252
−HK$4,882/mo
Today · 4.125%
HK$189,134
baseline
▲ 0.50% · 4.625%
HK$199,103
+HK$9,969/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$378,268/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,178
−HK$11,800/mo
▼ 0.25% · 3.875%
HK$194,031
−HK$5,947/mo
Today · 4.125%
HK$199,978
baseline
▲ 0.50% · 4.625%
HK$212,146
+HK$12,168/mo
Deposit HK$17.68M · loan HK$41.26M · min. income ≈ HK$399,956/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,346
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$214,960
−HK$5,696/mo
Today · 4.125%
HK$220,656
baseline
▲ 0.50% · 4.625%
HK$232,287
+HK$11,631/mo
Deposit HK$17.68M · loan HK$41.26M · min. income ≈ HK$441,312/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,943
−HK$15,172/mo
▼ 0.25% · 3.875%
HK$249,468
−HK$7,647/mo
Today · 4.125%
HK$257,115
baseline
▲ 0.50% · 4.625%
HK$272,759
+HK$15,644/mo
Deposit HK$5.89M · loan HK$53.05M · min. income ≈ HK$514,230/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,159
−HK$14,542/mo
▼ 0.25% · 3.875%
HK$276,377
−HK$7,324/mo
Today · 4.125%
HK$283,701
baseline
▲ 0.50% · 4.625%
HK$298,655
+HK$14,954/mo
Deposit HK$5.89M · loan HK$53.05M · min. income ≈ HK$567,402/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,216 · Scale 2, in force from 26 Feb 2026)