LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,420
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$138,602
−HK$4,248/mo
Today · 4.125%
HK$142,850
baseline
▲ 0.50% · 4.625%
HK$151,542
+HK$8,692/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$285,700/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,541
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$153,552
−HK$4,069/mo
Today · 4.125%
HK$157,621
baseline
▲ 0.50% · 4.625%
HK$165,929
+HK$8,308/mo
Deposit HK$29.47M · loan HK$29.47M · min. income ≈ HK$315,242/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,305
−HK$10,115/mo
▼ 0.25% · 3.875%
HK$166,322
−HK$5,098/mo
Today · 4.125%
HK$171,420
baseline
▲ 0.50% · 4.625%
HK$181,850
+HK$10,430/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$342,840/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,450
−HK$9,695/mo
▼ 0.25% · 3.875%
HK$184,262
−HK$4,883/mo
Today · 4.125%
HK$189,145
baseline
▲ 0.50% · 4.625%
HK$199,115
+HK$9,970/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$378,290/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,189
−HK$11,801/mo
▼ 0.25% · 3.875%
HK$194,042
−HK$5,948/mo
Today · 4.125%
HK$199,990
baseline
▲ 0.50% · 4.625%
HK$212,159
+HK$12,169/mo
Deposit HK$17.68M · loan HK$41.26M · min. income ≈ HK$399,980/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,358
−HK$11,311/mo
▼ 0.25% · 3.875%
HK$214,973
−HK$5,696/mo
Today · 4.125%
HK$220,669
baseline
▲ 0.50% · 4.625%
HK$232,301
+HK$11,632/mo
Deposit HK$17.68M · loan HK$41.26M · min. income ≈ HK$441,338/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,957
−HK$15,173/mo
▼ 0.25% · 3.875%
HK$249,483
−HK$7,647/mo
Today · 4.125%
HK$257,130
baseline
▲ 0.50% · 4.625%
HK$272,775
+HK$15,645/mo
Deposit HK$5.89M · loan HK$53.05M · min. income ≈ HK$514,260/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,175
−HK$14,542/mo
▼ 0.25% · 3.875%
HK$276,394
−HK$7,323/mo
Today · 4.125%
HK$283,717
baseline
▲ 0.50% · 4.625%
HK$298,672
+HK$14,955/mo
Deposit HK$5.89M · loan HK$53.05M · min. income ≈ HK$567,434/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,363 · Scale 2, in force from 26 Feb 2026)