LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,438
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$138,620
−HK$4,248/mo
Today · 4.125%
HK$142,868
baseline
▲ 0.50% · 4.625%
HK$151,561
+HK$8,693/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$285,736/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,561
−HK$8,080/mo
▼ 0.25% · 3.875%
HK$153,572
−HK$4,069/mo
Today · 4.125%
HK$157,641
baseline
▲ 0.50% · 4.625%
HK$165,950
+HK$8,309/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$315,282/mo (50% DSR)
Upfront cash ≈ HK$31.98M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,325
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,343
−HK$5,099/mo
Today · 4.125%
HK$171,442
baseline
▲ 0.50% · 4.625%
HK$181,874
+HK$10,432/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$342,884/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,473
−HK$9,696/mo
▼ 0.25% · 3.875%
HK$184,286
−HK$4,883/mo
Today · 4.125%
HK$189,169
baseline
▲ 0.50% · 4.625%
HK$199,141
+HK$9,972/mo
Deposit HK$23.58M · loan HK$35.37M · min. income ≈ HK$378,338/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,213
−HK$11,802/mo
▼ 0.25% · 3.875%
HK$194,067
−HK$5,948/mo
Today · 4.125%
HK$200,015
baseline
▲ 0.50% · 4.625%
HK$212,186
+HK$12,171/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$400,030/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,385
−HK$11,312/mo
▼ 0.25% · 3.875%
HK$215,001
−HK$5,696/mo
Today · 4.125%
HK$220,697
baseline
▲ 0.50% · 4.625%
HK$232,331
+HK$11,634/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$441,394/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,988
−HK$15,175/mo
▼ 0.25% · 3.875%
HK$249,515
−HK$7,648/mo
Today · 4.125%
HK$257,163
baseline
▲ 0.50% · 4.625%
HK$272,810
+HK$15,647/mo
Deposit HK$5.90M · loan HK$53.06M · min. income ≈ HK$514,326/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,209
−HK$14,545/mo
▼ 0.25% · 3.875%
HK$276,429
−HK$7,325/mo
Today · 4.125%
HK$283,754
baseline
▲ 0.50% · 4.625%
HK$298,711
+HK$14,957/mo
Deposit HK$5.90M · loan HK$53.06M · min. income ≈ HK$567,508/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,686 · Scale 2, in force from 26 Feb 2026)