LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,442
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$138,624
−HK$4,248/mo
Today · 4.125%
HK$142,872
baseline
▲ 0.50% · 4.625%
HK$151,566
+HK$8,694/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$285,744/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,565
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,576
−HK$4,070/mo
Today · 4.125%
HK$157,646
baseline
▲ 0.50% · 4.625%
HK$165,955
+HK$8,309/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$315,292/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,330
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,348
−HK$5,099/mo
Today · 4.125%
HK$171,447
baseline
▲ 0.50% · 4.625%
HK$181,879
+HK$10,432/mo
Deposit HK$23.58M · loan HK$35.38M · min. income ≈ HK$342,894/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,478
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$184,292
−HK$4,883/mo
Today · 4.125%
HK$189,175
baseline
▲ 0.50% · 4.625%
HK$199,146
+HK$9,971/mo
Deposit HK$23.58M · loan HK$35.38M · min. income ≈ HK$378,350/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,218
−HK$11,803/mo
▼ 0.25% · 3.875%
HK$194,073
−HK$5,948/mo
Today · 4.125%
HK$200,021
baseline
▲ 0.50% · 4.625%
HK$212,192
+HK$12,171/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$400,042/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,391
−HK$11,313/mo
▼ 0.25% · 3.875%
HK$215,007
−HK$5,697/mo
Today · 4.125%
HK$220,704
baseline
▲ 0.50% · 4.625%
HK$232,337
+HK$11,633/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$441,408/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,995
−HK$15,175/mo
▼ 0.25% · 3.875%
HK$249,523
−HK$7,647/mo
Today · 4.125%
HK$257,170
baseline
▲ 0.50% · 4.625%
HK$272,819
+HK$15,649/mo
Deposit HK$5.90M · loan HK$53.06M · min. income ≈ HK$514,340/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,217
−HK$14,545/mo
▼ 0.25% · 3.875%
HK$276,437
−HK$7,325/mo
Today · 4.125%
HK$283,762
baseline
▲ 0.50% · 4.625%
HK$298,720
+HK$14,958/mo
Deposit HK$5.90M · loan HK$53.06M · min. income ≈ HK$567,524/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,760 · Scale 2, in force from 26 Feb 2026)