LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,445
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$138,627
−HK$4,248/mo
Today · 4.125%
HK$142,875
baseline
▲ 0.50% · 4.625%
HK$151,569
+HK$8,694/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$285,750/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,568
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,580
−HK$4,069/mo
Today · 4.125%
HK$157,649
baseline
▲ 0.50% · 4.625%
HK$165,959
+HK$8,310/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$315,298/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,334
−HK$10,117/mo
▼ 0.25% · 3.875%
HK$166,352
−HK$5,099/mo
Today · 4.125%
HK$171,451
baseline
▲ 0.50% · 4.625%
HK$181,883
+HK$10,432/mo
Deposit HK$23.58M · loan HK$35.38M · min. income ≈ HK$342,902/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,482
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$184,296
−HK$4,883/mo
Today · 4.125%
HK$189,179
baseline
▲ 0.50% · 4.625%
HK$199,151
+HK$9,972/mo
Deposit HK$23.58M · loan HK$35.38M · min. income ≈ HK$378,358/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,222
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$194,077
−HK$5,949/mo
Today · 4.125%
HK$200,026
baseline
▲ 0.50% · 4.625%
HK$212,197
+HK$12,171/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$400,052/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,396
−HK$11,313/mo
▼ 0.25% · 3.875%
HK$215,011
−HK$5,698/mo
Today · 4.125%
HK$220,709
baseline
▲ 0.50% · 4.625%
HK$232,342
+HK$11,633/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$441,418/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,000
−HK$15,176/mo
▼ 0.25% · 3.875%
HK$249,528
−HK$7,648/mo
Today · 4.125%
HK$257,176
baseline
▲ 0.50% · 4.625%
HK$272,824
+HK$15,648/mo
Deposit HK$5.90M · loan HK$53.06M · min. income ≈ HK$514,352/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,223
−HK$14,545/mo
▼ 0.25% · 3.875%
HK$276,443
−HK$7,325/mo
Today · 4.125%
HK$283,768
baseline
▲ 0.50% · 4.625%
HK$298,726
+HK$14,958/mo
Deposit HK$5.90M · loan HK$53.06M · min. income ≈ HK$567,536/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,814 · Scale 2, in force from 26 Feb 2026)