LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,450
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$138,632
−HK$4,250/mo
Today · 4.125%
HK$142,882
baseline
▲ 0.50% · 4.625%
HK$151,576
+HK$8,694/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$285,764/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,575
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,586
−HK$4,070/mo
Today · 4.125%
HK$157,656
baseline
▲ 0.50% · 4.625%
HK$165,966
+HK$8,310/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$315,312/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,340
−HK$10,118/mo
▼ 0.25% · 3.875%
HK$166,359
−HK$5,099/mo
Today · 4.125%
HK$171,458
baseline
▲ 0.50% · 4.625%
HK$181,891
+HK$10,433/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$342,916/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,490
−HK$9,697/mo
▼ 0.25% · 3.875%
HK$184,303
−HK$4,884/mo
Today · 4.125%
HK$189,187
baseline
▲ 0.50% · 4.625%
HK$199,159
+HK$9,972/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$378,374/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,230
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$194,085
−HK$5,949/mo
Today · 4.125%
HK$200,034
baseline
▲ 0.50% · 4.625%
HK$212,206
+HK$12,172/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$400,068/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,404
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$215,021
−HK$5,697/mo
Today · 4.125%
HK$220,718
baseline
▲ 0.50% · 4.625%
HK$232,352
+HK$11,634/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$441,436/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,011
−HK$15,176/mo
▼ 0.25% · 3.875%
HK$249,538
−HK$7,649/mo
Today · 4.125%
HK$257,187
baseline
▲ 0.50% · 4.625%
HK$272,836
+HK$15,649/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$514,374/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,234
−HK$14,546/mo
▼ 0.25% · 3.875%
HK$276,455
−HK$7,325/mo
Today · 4.125%
HK$283,780
baseline
▲ 0.50% · 4.625%
HK$298,739
+HK$14,959/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$567,560/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,919 · Scale 2, in force from 26 Feb 2026)