LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,452
−HK$8,431/mo
▼ 0.25% · 3.875%
HK$138,634
−HK$4,249/mo
Today · 4.125%
HK$142,883
baseline
▲ 0.50% · 4.625%
HK$151,577
+HK$8,694/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$285,766/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,576
−HK$8,081/mo
▼ 0.25% · 3.875%
HK$153,588
−HK$4,069/mo
Today · 4.125%
HK$157,657
baseline
▲ 0.50% · 4.625%
HK$165,968
+HK$8,311/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$315,314/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,342
−HK$10,118/mo
▼ 0.25% · 3.875%
HK$166,361
−HK$5,099/mo
Today · 4.125%
HK$171,460
baseline
▲ 0.50% · 4.625%
HK$181,892
+HK$10,432/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$342,920/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,491
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$184,305
−HK$4,884/mo
Today · 4.125%
HK$189,189
baseline
▲ 0.50% · 4.625%
HK$199,161
+HK$9,972/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$378,378/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,232
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$194,087
−HK$5,949/mo
Today · 4.125%
HK$200,036
baseline
▲ 0.50% · 4.625%
HK$212,208
+HK$12,172/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$400,072/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,407
−HK$11,313/mo
▼ 0.25% · 3.875%
HK$215,023
−HK$5,697/mo
Today · 4.125%
HK$220,720
baseline
▲ 0.50% · 4.625%
HK$232,355
+HK$11,635/mo
Deposit HK$17.69M · loan HK$41.27M · min. income ≈ HK$441,440/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,013
−HK$15,176/mo
▼ 0.25% · 3.875%
HK$249,541
−HK$7,648/mo
Today · 4.125%
HK$257,189
baseline
▲ 0.50% · 4.625%
HK$272,839
+HK$15,650/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$514,378/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,237
−HK$14,546/mo
▼ 0.25% · 3.875%
HK$276,458
−HK$7,325/mo
Today · 4.125%
HK$283,783
baseline
▲ 0.50% · 4.625%
HK$298,742
+HK$14,959/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$567,566/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,505,944 · Scale 2, in force from 26 Feb 2026)