LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,466
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$138,649
−HK$4,249/mo
Today · 4.125%
HK$142,898
baseline
▲ 0.50% · 4.625%
HK$151,593
+HK$8,695/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$285,796/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,592
−HK$8,082/mo
▼ 0.25% · 3.875%
HK$153,604
−HK$4,070/mo
Today · 4.125%
HK$157,674
baseline
▲ 0.50% · 4.625%
HK$165,986
+HK$8,312/mo
Deposit HK$29.48M · loan HK$29.48M · min. income ≈ HK$315,348/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,359
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$166,379
−HK$5,099/mo
Today · 4.125%
HK$171,478
baseline
▲ 0.50% · 4.625%
HK$181,912
+HK$10,434/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$342,956/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,511
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$184,325
−HK$4,884/mo
Today · 4.125%
HK$189,209
baseline
▲ 0.50% · 4.625%
HK$199,183
+HK$9,974/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$378,418/mo (50% DSR)
Upfront cash ≈ HK$26.09M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,253
−HK$11,805/mo
▼ 0.25% · 3.875%
HK$194,108
−HK$5,950/mo
Today · 4.125%
HK$200,058
baseline
▲ 0.50% · 4.625%
HK$212,231
+HK$12,173/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$400,116/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,429
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$215,046
−HK$5,698/mo
Today · 4.125%
HK$220,744
baseline
▲ 0.50% · 4.625%
HK$232,380
+HK$11,636/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$441,488/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,039
−HK$15,178/mo
▼ 0.25% · 3.875%
HK$249,568
−HK$7,649/mo
Today · 4.125%
HK$257,217
baseline
▲ 0.50% · 4.625%
HK$272,868
+HK$15,651/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$514,434/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,266
−HK$14,548/mo
▼ 0.25% · 3.875%
HK$276,488
−HK$7,326/mo
Today · 4.125%
HK$283,814
baseline
▲ 0.50% · 4.625%
HK$298,774
+HK$14,960/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$567,628/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,216 · Scale 2, in force from 26 Feb 2026)