LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,472
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$138,654
−HK$4,250/mo
Today · 4.125%
HK$142,904
baseline
▲ 0.50% · 4.625%
HK$151,600
+HK$8,696/mo
Deposit HK$29.49M · loan HK$29.49M · min. income ≈ HK$285,808/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,598
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,610
−HK$4,071/mo
Today · 4.125%
HK$157,681
baseline
▲ 0.50% · 4.625%
HK$165,992
+HK$8,311/mo
Deposit HK$29.49M · loan HK$29.49M · min. income ≈ HK$315,362/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,366
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$166,385
−HK$5,100/mo
Today · 4.125%
HK$171,485
baseline
▲ 0.50% · 4.625%
HK$181,919
+HK$10,434/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$342,970/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,518
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$184,333
−HK$4,884/mo
Today · 4.125%
HK$189,217
baseline
▲ 0.50% · 4.625%
HK$199,191
+HK$9,974/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$378,434/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,260
−HK$11,806/mo
▼ 0.25% · 3.875%
HK$194,116
−HK$5,950/mo
Today · 4.125%
HK$200,066
baseline
▲ 0.50% · 4.625%
HK$212,239
+HK$12,173/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$400,132/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,438
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$215,055
−HK$5,698/mo
Today · 4.125%
HK$220,753
baseline
▲ 0.50% · 4.625%
HK$232,389
+HK$11,636/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$441,506/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,049
−HK$15,178/mo
▼ 0.25% · 3.875%
HK$249,578
−HK$7,649/mo
Today · 4.125%
HK$257,227
baseline
▲ 0.50% · 4.625%
HK$272,879
+HK$15,652/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$514,454/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,277
−HK$14,548/mo
▼ 0.25% · 3.875%
HK$276,499
−HK$7,326/mo
Today · 4.125%
HK$283,825
baseline
▲ 0.50% · 4.625%
HK$298,786
+HK$14,961/mo
Deposit HK$5.90M · loan HK$53.07M · min. income ≈ HK$567,650/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,316 · Scale 2, in force from 26 Feb 2026)