LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,477
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$138,661
−HK$4,249/mo
Today · 4.125%
HK$142,910
baseline
▲ 0.50% · 4.625%
HK$151,606
+HK$8,696/mo
Deposit HK$29.49M · loan HK$29.49M · min. income ≈ HK$285,820/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,605
−HK$8,083/mo
▼ 0.25% · 3.875%
HK$153,617
−HK$4,071/mo
Today · 4.125%
HK$157,688
baseline
▲ 0.50% · 4.625%
HK$165,999
+HK$8,311/mo
Deposit HK$29.49M · loan HK$29.49M · min. income ≈ HK$315,376/mo (50% DSR)
Upfront cash ≈ HK$31.99M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,373
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$166,393
−HK$5,099/mo
Today · 4.125%
HK$171,492
baseline
▲ 0.50% · 4.625%
HK$181,927
+HK$10,435/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$342,984/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,526
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$184,341
−HK$4,884/mo
Today · 4.125%
HK$189,225
baseline
▲ 0.50% · 4.625%
HK$199,199
+HK$9,974/mo
Deposit HK$23.59M · loan HK$35.38M · min. income ≈ HK$378,450/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,268
−HK$11,807/mo
▼ 0.25% · 3.875%
HK$194,125
−HK$5,950/mo
Today · 4.125%
HK$200,075
baseline
▲ 0.50% · 4.625%
HK$212,249
+HK$12,174/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$400,150/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,447
−HK$11,316/mo
▼ 0.25% · 3.875%
HK$215,064
−HK$5,699/mo
Today · 4.125%
HK$220,763
baseline
▲ 0.50% · 4.625%
HK$232,399
+HK$11,636/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$441,526/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,059
−HK$15,180/mo
▼ 0.25% · 3.875%
HK$249,589
−HK$7,650/mo
Today · 4.125%
HK$257,239
baseline
▲ 0.50% · 4.625%
HK$272,891
+HK$15,652/mo
Deposit HK$5.90M · loan HK$53.08M · min. income ≈ HK$514,478/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,289
−HK$14,549/mo
▼ 0.25% · 3.875%
HK$276,511
−HK$7,327/mo
Today · 4.125%
HK$283,838
baseline
▲ 0.50% · 4.625%
HK$298,799
+HK$14,961/mo
Deposit HK$5.90M · loan HK$53.08M · min. income ≈ HK$567,676/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,426 · Scale 2, in force from 26 Feb 2026)