LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,449
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,867
−HK$425/mo
Today · 4.125%
HK$14,292
baseline
▲ 0.50% · 4.625%
HK$15,161
+HK$869/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,584/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,961
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,363
−HK$407/mo
Today · 4.125%
HK$15,770
baseline
▲ 0.50% · 4.625%
HK$16,601
+HK$831/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,540/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,138
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,640
−HK$510/mo
Today · 4.125%
HK$17,150
baseline
▲ 0.50% · 4.625%
HK$18,194
+HK$1,044/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,300/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,954
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,435
−HK$489/mo
Today · 4.125%
HK$18,924
baseline
▲ 0.50% · 4.625%
HK$19,921
+HK$997/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,848/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,828
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,414
−HK$595/mo
Today · 4.125%
HK$20,009
baseline
▲ 0.50% · 4.625%
HK$21,226
+HK$1,217/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,018/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,946
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,508
−HK$569/mo
Today · 4.125%
HK$22,077
baseline
▲ 0.50% · 4.625%
HK$23,241
+HK$1,164/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,154/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,207
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$765/mo
Today · 4.125%
HK$25,725
baseline
▲ 0.50% · 4.625%
HK$27,291
+HK$1,566/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,450/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,930
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,653
−HK$732/mo
Today · 4.125%
HK$28,385
baseline
▲ 0.50% · 4.625%
HK$29,882
+HK$1,497/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$56,770/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,701 · Scale 2, in force from 26 Feb 2026)