LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,486
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$138,669
−HK$4,250/mo
Today · 4.125%
HK$142,919
baseline
▲ 0.50% · 4.625%
HK$151,616
+HK$8,697/mo
Deposit HK$29.49M · loan HK$29.49M · min. income ≈ HK$285,838/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,614
−HK$8,084/mo
▼ 0.25% · 3.875%
HK$153,627
−HK$4,071/mo
Today · 4.125%
HK$157,698
baseline
▲ 0.50% · 4.625%
HK$166,010
+HK$8,312/mo
Deposit HK$29.49M · loan HK$29.49M · min. income ≈ HK$315,396/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,383
−HK$10,120/mo
▼ 0.25% · 3.875%
HK$166,403
−HK$5,100/mo
Today · 4.125%
HK$171,503
baseline
▲ 0.50% · 4.625%
HK$181,939
+HK$10,436/mo
Deposit HK$23.59M · loan HK$35.39M · min. income ≈ HK$343,006/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,537
−HK$9,700/mo
▼ 0.25% · 3.875%
HK$184,352
−HK$4,885/mo
Today · 4.125%
HK$189,237
baseline
▲ 0.50% · 4.625%
HK$199,212
+HK$9,975/mo
Deposit HK$23.59M · loan HK$35.39M · min. income ≈ HK$378,474/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,280
−HK$11,807/mo
▼ 0.25% · 3.875%
HK$194,137
−HK$5,950/mo
Today · 4.125%
HK$200,087
baseline
▲ 0.50% · 4.625%
HK$212,262
+HK$12,175/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$400,174/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,460
−HK$11,317/mo
▼ 0.25% · 3.875%
HK$215,078
−HK$5,699/mo
Today · 4.125%
HK$220,777
baseline
▲ 0.50% · 4.625%
HK$232,414
+HK$11,637/mo
Deposit HK$17.69M · loan HK$41.28M · min. income ≈ HK$441,554/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,075
−HK$15,180/mo
▼ 0.25% · 3.875%
HK$249,605
−HK$7,650/mo
Today · 4.125%
HK$257,255
baseline
▲ 0.50% · 4.625%
HK$272,908
+HK$15,653/mo
Deposit HK$5.90M · loan HK$53.08M · min. income ≈ HK$514,510/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,306
−HK$14,550/mo
▼ 0.25% · 3.875%
HK$276,528
−HK$7,328/mo
Today · 4.125%
HK$283,856
baseline
▲ 0.50% · 4.625%
HK$298,818
+HK$14,962/mo
Deposit HK$5.90M · loan HK$53.08M · min. income ≈ HK$567,712/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$2,506,584 · Scale 2, in force from 26 Feb 2026)