LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,451
−HK$843/mo
▼ 0.25% · 3.875%
HK$13,869
−HK$425/mo
Today · 4.125%
HK$14,294
baseline
▲ 0.50% · 4.625%
HK$15,164
+HK$870/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,588/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,964
−HK$808/mo
▼ 0.25% · 3.875%
HK$15,365
−HK$407/mo
Today · 4.125%
HK$15,772
baseline
▲ 0.50% · 4.625%
HK$16,604
+HK$832/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,544/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,141
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,643
−HK$510/mo
Today · 4.125%
HK$17,153
baseline
▲ 0.50% · 4.625%
HK$18,197
+HK$1,044/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,306/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,956
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,438
−HK$489/mo
Today · 4.125%
HK$18,927
baseline
▲ 0.50% · 4.625%
HK$19,924
+HK$997/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,854/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,831
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,417
−HK$595/mo
Today · 4.125%
HK$20,012
baseline
▲ 0.50% · 4.625%
HK$21,229
+HK$1,217/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,024/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,949
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,511
−HK$570/mo
Today · 4.125%
HK$22,081
baseline
▲ 0.50% · 4.625%
HK$23,245
+HK$1,164/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,162/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,964
−HK$765/mo
Today · 4.125%
HK$25,729
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,566/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,458/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$733/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,496/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,722 · Scale 2, in force from 26 Feb 2026)