LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,518
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$138,702
−HK$4,251/mo
Today · 4.125%
HK$142,953
baseline
▲ 0.50% · 4.625%
HK$151,652
+HK$8,699/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$285,906/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,650
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$153,663
−HK$4,072/mo
Today · 4.125%
HK$157,735
baseline
▲ 0.50% · 4.625%
HK$166,049
+HK$8,314/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$315,470/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,421
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$166,443
−HK$5,101/mo
Today · 4.125%
HK$171,544
baseline
▲ 0.50% · 4.625%
HK$181,982
+HK$10,438/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$343,088/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,580
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$184,396
−HK$4,886/mo
Today · 4.125%
HK$189,282
baseline
▲ 0.50% · 4.625%
HK$199,259
+HK$9,977/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$378,564/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,325
−HK$11,810/mo
▼ 0.25% · 3.875%
HK$194,183
−HK$5,952/mo
Today · 4.125%
HK$200,135
baseline
▲ 0.50% · 4.625%
HK$212,312
+HK$12,177/mo
Deposit HK$17.70M · loan HK$41.29M · min. income ≈ HK$400,270/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,510
−HK$11,319/mo
▼ 0.25% · 3.875%
HK$215,129
−HK$5,700/mo
Today · 4.125%
HK$220,829
baseline
▲ 0.50% · 4.625%
HK$232,469
+HK$11,640/mo
Deposit HK$17.70M · loan HK$41.29M · min. income ≈ HK$441,658/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,132
−HK$15,184/mo
▼ 0.25% · 3.875%
HK$249,664
−HK$7,652/mo
Today · 4.125%
HK$257,316
baseline
▲ 0.50% · 4.625%
HK$272,973
+HK$15,657/mo
Deposit HK$5.90M · loan HK$53.09M · min. income ≈ HK$514,632/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,370
−HK$14,553/mo
▼ 0.25% · 3.875%
HK$276,594
−HK$7,329/mo
Today · 4.125%
HK$283,923
baseline
▲ 0.50% · 4.625%
HK$298,889
+HK$14,966/mo
Deposit HK$5.90M · loan HK$53.09M · min. income ≈ HK$567,846/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,179 · Scale 2, in force from 26 Feb 2026)