LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,520
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$138,705
−HK$4,251/mo
Today · 4.125%
HK$142,956
baseline
▲ 0.50% · 4.625%
HK$151,655
+HK$8,699/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$285,912/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,653
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$153,666
−HK$4,072/mo
Today · 4.125%
HK$157,738
baseline
▲ 0.50% · 4.625%
HK$166,052
+HK$8,314/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$315,476/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,425
−HK$10,122/mo
▼ 0.25% · 3.875%
HK$166,446
−HK$5,101/mo
Today · 4.125%
HK$171,547
baseline
▲ 0.50% · 4.625%
HK$181,986
+HK$10,439/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$343,094/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,583
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$184,399
−HK$4,886/mo
Today · 4.125%
HK$189,285
baseline
▲ 0.50% · 4.625%
HK$199,263
+HK$9,978/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$378,570/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,329
−HK$11,809/mo
▼ 0.25% · 3.875%
HK$194,187
−HK$5,951/mo
Today · 4.125%
HK$200,138
baseline
▲ 0.50% · 4.625%
HK$212,316
+HK$12,178/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$400,276/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,514
−HK$11,319/mo
▼ 0.25% · 3.875%
HK$215,133
−HK$5,700/mo
Today · 4.125%
HK$220,833
baseline
▲ 0.50% · 4.625%
HK$232,473
+HK$11,640/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$441,666/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,137
−HK$15,184/mo
▼ 0.25% · 3.875%
HK$249,669
−HK$7,652/mo
Today · 4.125%
HK$257,321
baseline
▲ 0.50% · 4.625%
HK$272,978
+HK$15,657/mo
Deposit HK$5.90M · loan HK$53.09M · min. income ≈ HK$514,642/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,375
−HK$14,553/mo
▼ 0.25% · 3.875%
HK$276,599
−HK$7,329/mo
Today · 4.125%
HK$283,928
baseline
▲ 0.50% · 4.625%
HK$298,894
+HK$14,966/mo
Deposit HK$5.90M · loan HK$53.09M · min. income ≈ HK$567,856/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,227 · Scale 2, in force from 26 Feb 2026)