LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,522
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$138,706
−HK$4,251/mo
Today · 4.125%
HK$142,957
baseline
▲ 0.50% · 4.625%
HK$151,656
+HK$8,699/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$285,914/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,654
−HK$8,085/mo
▼ 0.25% · 3.875%
HK$153,668
−HK$4,071/mo
Today · 4.125%
HK$157,739
baseline
▲ 0.50% · 4.625%
HK$166,054
+HK$8,315/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$315,478/mo (50% DSR)
Upfront cash ≈ HK$32.00M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,426
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$166,447
−HK$5,102/mo
Today · 4.125%
HK$171,549
baseline
▲ 0.50% · 4.625%
HK$181,987
+HK$10,438/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$343,098/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,585
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$184,401
−HK$4,886/mo
Today · 4.125%
HK$189,287
baseline
▲ 0.50% · 4.625%
HK$199,265
+HK$9,978/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$378,574/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,330
−HK$11,810/mo
▼ 0.25% · 3.875%
HK$194,189
−HK$5,951/mo
Today · 4.125%
HK$200,140
baseline
▲ 0.50% · 4.625%
HK$212,318
+HK$12,178/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$400,280/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,516
−HK$11,319/mo
▼ 0.25% · 3.875%
HK$215,135
−HK$5,700/mo
Today · 4.125%
HK$220,835
baseline
▲ 0.50% · 4.625%
HK$232,476
+HK$11,641/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$441,670/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,139
−HK$15,184/mo
▼ 0.25% · 3.875%
HK$249,671
−HK$7,652/mo
Today · 4.125%
HK$257,323
baseline
▲ 0.50% · 4.625%
HK$272,981
+HK$15,658/mo
Deposit HK$5.90M · loan HK$53.09M · min. income ≈ HK$514,646/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,377
−HK$14,554/mo
▼ 0.25% · 3.875%
HK$276,602
−HK$7,329/mo
Today · 4.125%
HK$283,931
baseline
▲ 0.50% · 4.625%
HK$298,897
+HK$14,966/mo
Deposit HK$5.90M · loan HK$53.09M · min. income ≈ HK$567,862/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,251 · Scale 2, in force from 26 Feb 2026)