LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,530
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,715
−HK$4,252/mo
Today · 4.125%
HK$142,967
baseline
▲ 0.50% · 4.625%
HK$151,666
+HK$8,699/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$285,934/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,664
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,678
−HK$4,072/mo
Today · 4.125%
HK$157,750
baseline
▲ 0.50% · 4.625%
HK$166,065
+HK$8,315/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$315,500/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,436
−HK$10,124/mo
▼ 0.25% · 3.875%
HK$166,458
−HK$5,102/mo
Today · 4.125%
HK$171,560
baseline
▲ 0.50% · 4.625%
HK$181,999
+HK$10,439/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$343,120/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,596
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$184,413
−HK$4,886/mo
Today · 4.125%
HK$189,299
baseline
▲ 0.50% · 4.625%
HK$199,278
+HK$9,979/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$378,598/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,343
−HK$11,810/mo
▼ 0.25% · 3.875%
HK$194,201
−HK$5,952/mo
Today · 4.125%
HK$200,153
baseline
▲ 0.50% · 4.625%
HK$212,332
+HK$12,179/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$400,306/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,529
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$215,149
−HK$5,700/mo
Today · 4.125%
HK$220,849
baseline
▲ 0.50% · 4.625%
HK$232,491
+HK$11,642/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$441,698/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,155
−HK$15,185/mo
▼ 0.25% · 3.875%
HK$249,687
−HK$7,653/mo
Today · 4.125%
HK$257,340
baseline
▲ 0.50% · 4.625%
HK$272,998
+HK$15,658/mo
Deposit HK$5.90M · loan HK$53.10M · min. income ≈ HK$514,680/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,395
−HK$14,554/mo
▼ 0.25% · 3.875%
HK$276,620
−HK$7,329/mo
Today · 4.125%
HK$283,949
baseline
▲ 0.50% · 4.625%
HK$298,917
+HK$14,968/mo
Deposit HK$5.90M · loan HK$53.10M · min. income ≈ HK$567,898/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,412 · Scale 2, in force from 26 Feb 2026)