LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,534
−HK$8,437/mo
▼ 0.25% · 3.875%
HK$138,719
−HK$4,252/mo
Today · 4.125%
HK$142,971
baseline
▲ 0.50% · 4.625%
HK$151,670
+HK$8,699/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$285,942/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,668
−HK$8,086/mo
▼ 0.25% · 3.875%
HK$153,682
−HK$4,072/mo
Today · 4.125%
HK$157,754
baseline
▲ 0.50% · 4.625%
HK$166,070
+HK$8,316/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$315,508/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,441
−HK$10,124/mo
▼ 0.25% · 3.875%
HK$166,463
−HK$5,102/mo
Today · 4.125%
HK$171,565
baseline
▲ 0.50% · 4.625%
HK$182,004
+HK$10,439/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$343,130/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,602
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$184,418
−HK$4,887/mo
Today · 4.125%
HK$189,305
baseline
▲ 0.50% · 4.625%
HK$199,283
+HK$9,978/mo
Deposit HK$23.60M · loan HK$35.40M · min. income ≈ HK$378,610/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,348
−HK$11,811/mo
▼ 0.25% · 3.875%
HK$194,207
−HK$5,952/mo
Today · 4.125%
HK$200,159
baseline
▲ 0.50% · 4.625%
HK$212,338
+HK$12,179/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$400,318/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,535
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$215,155
−HK$5,701/mo
Today · 4.125%
HK$220,856
baseline
▲ 0.50% · 4.625%
HK$232,497
+HK$11,641/mo
Deposit HK$17.70M · loan HK$41.30M · min. income ≈ HK$441,712/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,162
−HK$15,185/mo
▼ 0.25% · 3.875%
HK$249,694
−HK$7,653/mo
Today · 4.125%
HK$257,347
baseline
▲ 0.50% · 4.625%
HK$273,006
+HK$15,659/mo
Deposit HK$5.90M · loan HK$53.10M · min. income ≈ HK$514,694/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,402
−HK$14,555/mo
▼ 0.25% · 3.875%
HK$276,628
−HK$7,329/mo
Today · 4.125%
HK$283,957
baseline
▲ 0.50% · 4.625%
HK$298,925
+HK$14,968/mo
Deposit HK$5.90M · loan HK$53.10M · min. income ≈ HK$567,914/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,484 · Scale 2, in force from 26 Feb 2026)