LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,555
−HK$8,438/mo
▼ 0.25% · 3.875%
HK$138,741
−HK$4,252/mo
Today · 4.125%
HK$142,993
baseline
▲ 0.50% · 4.625%
HK$151,694
+HK$8,701/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$285,986/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,691
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$153,706
−HK$4,073/mo
Today · 4.125%
HK$157,779
baseline
▲ 0.50% · 4.625%
HK$166,095
+HK$8,316/mo
Deposit HK$29.50M · loan HK$29.50M · min. income ≈ HK$315,558/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,466
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$166,489
−HK$5,103/mo
Today · 4.125%
HK$171,592
baseline
▲ 0.50% · 4.625%
HK$182,032
+HK$10,440/mo
Deposit HK$23.60M · loan HK$35.41M · min. income ≈ HK$343,184/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,630
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$184,447
−HK$4,887/mo
Today · 4.125%
HK$189,334
baseline
▲ 0.50% · 4.625%
HK$199,314
+HK$9,980/mo
Deposit HK$23.60M · loan HK$35.41M · min. income ≈ HK$378,668/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,377
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$194,237
−HK$5,953/mo
Today · 4.125%
HK$200,190
baseline
▲ 0.50% · 4.625%
HK$212,371
+HK$12,181/mo
Deposit HK$17.70M · loan HK$41.31M · min. income ≈ HK$400,380/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,568
−HK$11,322/mo
▼ 0.25% · 3.875%
HK$215,188
−HK$5,702/mo
Today · 4.125%
HK$220,890
baseline
▲ 0.50% · 4.625%
HK$232,533
+HK$11,643/mo
Deposit HK$17.70M · loan HK$41.31M · min. income ≈ HK$441,780/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,199
−HK$15,188/mo
▼ 0.25% · 3.875%
HK$249,733
−HK$7,654/mo
Today · 4.125%
HK$257,387
baseline
▲ 0.50% · 4.625%
HK$273,049
+HK$15,662/mo
Deposit HK$5.90M · loan HK$53.11M · min. income ≈ HK$514,774/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,444
−HK$14,558/mo
▼ 0.25% · 3.875%
HK$276,671
−HK$7,331/mo
Today · 4.125%
HK$284,002
baseline
▲ 0.50% · 4.625%
HK$298,972
+HK$14,970/mo
Deposit HK$5.90M · loan HK$53.11M · min. income ≈ HK$568,004/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,507,874 · Scale 2, in force from 26 Feb 2026)