LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,568
−HK$8,439/mo
▼ 0.25% · 3.875%
HK$138,754
−HK$4,253/mo
Today · 4.125%
HK$143,007
baseline
▲ 0.50% · 4.625%
HK$151,708
+HK$8,701/mo
Deposit HK$29.51M · loan HK$29.51M · min. income ≈ HK$286,014/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,706
−HK$8,088/mo
▼ 0.25% · 3.875%
HK$153,721
−HK$4,073/mo
Today · 4.125%
HK$157,794
baseline
▲ 0.50% · 4.625%
HK$166,111
+HK$8,317/mo
Deposit HK$29.51M · loan HK$29.51M · min. income ≈ HK$315,588/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,482
−HK$10,126/mo
▼ 0.25% · 3.875%
HK$166,505
−HK$5,103/mo
Today · 4.125%
HK$171,608
baseline
▲ 0.50% · 4.625%
HK$182,050
+HK$10,442/mo
Deposit HK$23.61M · loan HK$35.41M · min. income ≈ HK$343,216/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,647
−HK$9,706/mo
▼ 0.25% · 3.875%
HK$184,465
−HK$4,888/mo
Today · 4.125%
HK$189,353
baseline
▲ 0.50% · 4.625%
HK$199,334
+HK$9,981/mo
Deposit HK$23.61M · loan HK$35.41M · min. income ≈ HK$378,706/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,395
−HK$11,814/mo
▼ 0.25% · 3.875%
HK$194,255
−HK$5,954/mo
Today · 4.125%
HK$200,209
baseline
▲ 0.50% · 4.625%
HK$212,392
+HK$12,183/mo
Deposit HK$17.70M · loan HK$41.31M · min. income ≈ HK$400,418/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,588
−HK$11,323/mo
▼ 0.25% · 3.875%
HK$215,209
−HK$5,702/mo
Today · 4.125%
HK$220,911
baseline
▲ 0.50% · 4.625%
HK$232,556
+HK$11,645/mo
Deposit HK$17.70M · loan HK$41.31M · min. income ≈ HK$441,822/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,223
−HK$15,189/mo
▼ 0.25% · 3.875%
HK$249,757
−HK$7,655/mo
Today · 4.125%
HK$257,412
baseline
▲ 0.50% · 4.625%
HK$273,075
+HK$15,663/mo
Deposit HK$5.90M · loan HK$53.11M · min. income ≈ HK$514,824/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,470
−HK$14,559/mo
▼ 0.25% · 3.875%
HK$276,697
−HK$7,332/mo
Today · 4.125%
HK$284,029
baseline
▲ 0.50% · 4.625%
HK$299,000
+HK$14,971/mo
Deposit HK$5.90M · loan HK$53.11M · min. income ≈ HK$568,058/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,114 · Scale 2, in force from 26 Feb 2026)