LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,578
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$138,764
−HK$4,254/mo
Today · 4.125%
HK$143,018
baseline
▲ 0.50% · 4.625%
HK$151,720
+HK$8,702/mo
Deposit HK$29.51M · loan HK$29.51M · min. income ≈ HK$286,036/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,717
−HK$8,089/mo
▼ 0.25% · 3.875%
HK$153,732
−HK$4,074/mo
Today · 4.125%
HK$157,806
baseline
▲ 0.50% · 4.625%
HK$166,124
+HK$8,318/mo
Deposit HK$29.51M · loan HK$29.51M · min. income ≈ HK$315,612/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,494
−HK$10,127/mo
▼ 0.25% · 3.875%
HK$166,517
−HK$5,104/mo
Today · 4.125%
HK$171,621
baseline
▲ 0.50% · 4.625%
HK$182,064
+HK$10,443/mo
Deposit HK$23.61M · loan HK$35.41M · min. income ≈ HK$343,242/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,660
−HK$9,707/mo
▼ 0.25% · 3.875%
HK$184,479
−HK$4,888/mo
Today · 4.125%
HK$189,367
baseline
▲ 0.50% · 4.625%
HK$199,349
+HK$9,982/mo
Deposit HK$23.61M · loan HK$35.41M · min. income ≈ HK$378,734/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,410
−HK$11,815/mo
▼ 0.25% · 3.875%
HK$194,270
−HK$5,955/mo
Today · 4.125%
HK$200,225
baseline
▲ 0.50% · 4.625%
HK$212,408
+HK$12,183/mo
Deposit HK$17.71M · loan HK$41.31M · min. income ≈ HK$400,450/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,604
−HK$11,324/mo
▼ 0.25% · 3.875%
HK$215,225
−HK$5,703/mo
Today · 4.125%
HK$220,928
baseline
▲ 0.50% · 4.625%
HK$232,573
+HK$11,645/mo
Deposit HK$17.71M · loan HK$41.31M · min. income ≈ HK$441,856/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,241
−HK$15,191/mo
▼ 0.25% · 3.875%
HK$249,776
−HK$7,656/mo
Today · 4.125%
HK$257,432
baseline
▲ 0.50% · 4.625%
HK$273,096
+HK$15,664/mo
Deposit HK$5.90M · loan HK$53.12M · min. income ≈ HK$514,864/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,491
−HK$14,559/mo
▼ 0.25% · 3.875%
HK$276,718
−HK$7,332/mo
Today · 4.125%
HK$284,050
baseline
▲ 0.50% · 4.625%
HK$299,023
+HK$14,973/mo
Deposit HK$5.90M · loan HK$53.12M · min. income ≈ HK$568,100/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,305 · Scale 2, in force from 26 Feb 2026)