LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,458
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,877
−HK$425/mo
Today · 4.125%
HK$14,302
baseline
▲ 0.50% · 4.625%
HK$15,172
+HK$870/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,604/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,972
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,374
−HK$407/mo
Today · 4.125%
HK$15,781
baseline
▲ 0.50% · 4.625%
HK$16,613
+HK$832/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,562/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,150
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,652
−HK$511/mo
Today · 4.125%
HK$17,163
baseline
▲ 0.50% · 4.625%
HK$18,207
+HK$1,044/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,326/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,967
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,448
−HK$489/mo
Today · 4.125%
HK$18,937
baseline
▲ 0.50% · 4.625%
HK$19,935
+HK$998/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,874/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,842
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,428
−HK$595/mo
Today · 4.125%
HK$20,023
baseline
▲ 0.50% · 4.625%
HK$21,241
+HK$1,218/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,046/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,961
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,523
−HK$570/mo
Today · 4.125%
HK$22,093
baseline
▲ 0.50% · 4.625%
HK$23,258
+HK$1,165/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,186/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,225
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,978
−HK$766/mo
Today · 4.125%
HK$25,744
baseline
▲ 0.50% · 4.625%
HK$27,310
+HK$1,566/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,488/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,950
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,673
−HK$733/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,497/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,797 · Scale 2, in force from 26 Feb 2026)