LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,461
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,879
−HK$426/mo
Today · 4.125%
HK$14,305
baseline
▲ 0.50% · 4.625%
HK$15,175
+HK$870/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,610/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,975
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,377
−HK$407/mo
Today · 4.125%
HK$15,784
baseline
▲ 0.50% · 4.625%
HK$16,616
+HK$832/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,568/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,153
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,655
−HK$511/mo
Today · 4.125%
HK$17,166
baseline
▲ 0.50% · 4.625%
HK$18,210
+HK$1,044/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,332/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,970
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,452
−HK$489/mo
Today · 4.125%
HK$18,941
baseline
▲ 0.50% · 4.625%
HK$19,939
+HK$998/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,882/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,845
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,431
−HK$596/mo
Today · 4.125%
HK$20,027
baseline
▲ 0.50% · 4.625%
HK$21,245
+HK$1,218/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,054/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,965
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$571/mo
Today · 4.125%
HK$22,098
baseline
▲ 0.50% · 4.625%
HK$23,262
+HK$1,164/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,196/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,229
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,983
−HK$766/mo
Today · 4.125%
HK$25,749
baseline
▲ 0.50% · 4.625%
HK$27,315
+HK$1,566/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$51,498/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,955
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$733/mo
Today · 4.125%
HK$28,411
baseline
▲ 0.50% · 4.625%
HK$29,909
+HK$1,498/mo
Deposit HK$590K · loan HK$5.31M · min. income ≈ HK$56,822/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,822 · Scale 2, in force from 26 Feb 2026)