LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,611
−HK$8,441/mo
▼ 0.25% · 3.875%
HK$138,798
−HK$4,254/mo
Today · 4.125%
HK$143,052
baseline
▲ 0.50% · 4.625%
HK$151,756
+HK$8,704/mo
Deposit HK$29.52M · loan HK$29.52M · min. income ≈ HK$286,104/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,753
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$153,769
−HK$4,075/mo
Today · 4.125%
HK$157,844
baseline
▲ 0.50% · 4.625%
HK$166,164
+HK$8,320/mo
Deposit HK$29.52M · loan HK$29.52M · min. income ≈ HK$315,688/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,533
−HK$10,129/mo
▼ 0.25% · 3.875%
HK$166,557
−HK$5,105/mo
Today · 4.125%
HK$171,662
baseline
▲ 0.50% · 4.625%
HK$182,108
+HK$10,446/mo
Deposit HK$23.61M · loan HK$35.42M · min. income ≈ HK$343,324/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,704
−HK$9,708/mo
▼ 0.25% · 3.875%
HK$184,523
−HK$4,889/mo
Today · 4.125%
HK$189,412
baseline
▲ 0.50% · 4.625%
HK$199,397
+HK$9,985/mo
Deposit HK$23.61M · loan HK$35.42M · min. income ≈ HK$378,824/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,455
−HK$11,818/mo
▼ 0.25% · 3.875%
HK$194,317
−HK$5,956/mo
Today · 4.125%
HK$200,273
baseline
▲ 0.50% · 4.625%
HK$212,459
+HK$12,186/mo
Deposit HK$17.71M · loan HK$41.32M · min. income ≈ HK$400,546/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,654
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$215,277
−HK$5,704/mo
Today · 4.125%
HK$220,981
baseline
▲ 0.50% · 4.625%
HK$232,629
+HK$11,648/mo
Deposit HK$17.71M · loan HK$41.32M · min. income ≈ HK$441,962/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,299
−HK$15,194/mo
▼ 0.25% · 3.875%
HK$249,836
−HK$7,657/mo
Today · 4.125%
HK$257,493
baseline
▲ 0.50% · 4.625%
HK$273,161
+HK$15,668/mo
Deposit HK$5.90M · loan HK$53.13M · min. income ≈ HK$514,986/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,555
−HK$14,564/mo
▼ 0.25% · 3.875%
HK$276,785
−HK$7,334/mo
Today · 4.125%
HK$284,119
baseline
▲ 0.50% · 4.625%
HK$299,095
+HK$14,976/mo
Deposit HK$5.90M · loan HK$53.13M · min. income ≈ HK$568,238/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,908 · Scale 2, in force from 26 Feb 2026)