LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,615
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$138,803
−HK$4,254/mo
Today · 4.125%
HK$143,057
baseline
▲ 0.50% · 4.625%
HK$151,762
+HK$8,705/mo
Deposit HK$29.52M · loan HK$29.52M · min. income ≈ HK$286,114/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,758
−HK$8,091/mo
▼ 0.25% · 3.875%
HK$153,775
−HK$4,074/mo
Today · 4.125%
HK$157,849
baseline
▲ 0.50% · 4.625%
HK$166,170
+HK$8,321/mo
Deposit HK$29.52M · loan HK$29.52M · min. income ≈ HK$315,698/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,539
−HK$10,129/mo
▼ 0.25% · 3.875%
HK$166,563
−HK$5,105/mo
Today · 4.125%
HK$171,668
baseline
▲ 0.50% · 4.625%
HK$182,114
+HK$10,446/mo
Deposit HK$23.61M · loan HK$35.42M · min. income ≈ HK$343,336/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,710
−HK$9,709/mo
▼ 0.25% · 3.875%
HK$184,530
−HK$4,889/mo
Today · 4.125%
HK$189,419
baseline
▲ 0.50% · 4.625%
HK$199,404
+HK$9,985/mo
Deposit HK$23.61M · loan HK$35.42M · min. income ≈ HK$378,838/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,462
−HK$11,818/mo
▼ 0.25% · 3.875%
HK$194,324
−HK$5,956/mo
Today · 4.125%
HK$200,280
baseline
▲ 0.50% · 4.625%
HK$212,466
+HK$12,186/mo
Deposit HK$17.71M · loan HK$41.32M · min. income ≈ HK$400,560/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,662
−HK$11,327/mo
▼ 0.25% · 3.875%
HK$215,285
−HK$5,704/mo
Today · 4.125%
HK$220,989
baseline
▲ 0.50% · 4.625%
HK$232,638
+HK$11,649/mo
Deposit HK$17.71M · loan HK$41.32M · min. income ≈ HK$441,978/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,308
−HK$15,195/mo
▼ 0.25% · 3.875%
HK$249,845
−HK$7,658/mo
Today · 4.125%
HK$257,503
baseline
▲ 0.50% · 4.625%
HK$273,171
+HK$15,668/mo
Deposit HK$5.90M · loan HK$53.13M · min. income ≈ HK$515,006/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,565
−HK$14,564/mo
▼ 0.25% · 3.875%
HK$276,795
−HK$7,334/mo
Today · 4.125%
HK$284,129
baseline
▲ 0.50% · 4.625%
HK$299,106
+HK$14,977/mo
Deposit HK$5.90M · loan HK$53.13M · min. income ≈ HK$568,258/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$2,508,998 · Scale 2, in force from 26 Feb 2026)