LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,465
−HK$845/mo
▼ 0.25% · 3.875%
HK$13,884
−HK$426/mo
Today · 4.125%
HK$14,310
baseline
▲ 0.50% · 4.625%
HK$15,180
+HK$870/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$28,620/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,980
−HK$809/mo
▼ 0.25% · 3.875%
HK$15,382
−HK$407/mo
Today · 4.125%
HK$15,789
baseline
▲ 0.50% · 4.625%
HK$16,621
+HK$832/mo
Deposit HK$2.95M · loan HK$2.95M · min. income ≈ HK$31,578/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,158
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,661
−HK$510/mo
Today · 4.125%
HK$17,171
baseline
▲ 0.50% · 4.625%
HK$18,216
+HK$1,045/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$34,342/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,976
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,458
−HK$489/mo
Today · 4.125%
HK$18,947
baseline
▲ 0.50% · 4.625%
HK$19,946
+HK$999/mo
Deposit HK$2.36M · loan HK$3.54M · min. income ≈ HK$37,894/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,851
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,438
−HK$595/mo
Today · 4.125%
HK$20,033
baseline
▲ 0.50% · 4.625%
HK$21,252
+HK$1,219/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$40,066/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,972
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,534
−HK$571/mo
Today · 4.125%
HK$22,105
baseline
▲ 0.50% · 4.625%
HK$23,270
+HK$1,165/mo
Deposit HK$1.77M · loan HK$4.13M · min. income ≈ HK$44,210/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,237
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,991
−HK$766/mo
Today · 4.125%
HK$25,757
baseline
▲ 0.50% · 4.625%
HK$27,324
+HK$1,567/mo
Deposit HK$591K · loan HK$5.31M · min. income ≈ HK$51,514/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,964
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,687
−HK$734/mo
Today · 4.125%
HK$28,421
baseline
▲ 0.50% · 4.625%
HK$29,919
+HK$1,498/mo
Deposit HK$591K · loan HK$5.31M · min. income ≈ HK$56,842/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$132,866 · Scale 2, in force from 26 Feb 2026)