LTV · monthly repayment
▼ 0.50% · 3.625%
HK$134,674
−HK$8,446/mo
▼ 0.25% · 3.875%
HK$138,864
−HK$4,256/mo
Today · 4.125%
HK$143,120
baseline
▲ 0.50% · 4.625%
HK$151,828
+HK$8,708/mo
Deposit HK$29.53M · loan HK$29.53M · min. income ≈ HK$286,240/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,824
−HK$8,094/mo
▼ 0.25% · 3.875%
HK$153,842
−HK$4,076/mo
Today · 4.125%
HK$157,918
baseline
▲ 0.50% · 4.625%
HK$166,243
+HK$8,325/mo
Deposit HK$29.53M · loan HK$29.53M · min. income ≈ HK$315,836/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,609
−HK$10,135/mo
▼ 0.25% · 3.875%
HK$166,636
−HK$5,108/mo
Today · 4.125%
HK$171,744
baseline
▲ 0.50% · 4.625%
HK$182,194
+HK$10,450/mo
Deposit HK$23.62M · loan HK$35.44M · min. income ≈ HK$343,488/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,789
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$184,611
−HK$4,891/mo
Today · 4.125%
HK$189,502
baseline
▲ 0.50% · 4.625%
HK$199,491
+HK$9,989/mo
Deposit HK$23.62M · loan HK$35.44M · min. income ≈ HK$379,004/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,544
−HK$11,824/mo
▼ 0.25% · 3.875%
HK$194,409
−HK$5,959/mo
Today · 4.125%
HK$200,368
baseline
▲ 0.50% · 4.625%
HK$212,559
+HK$12,191/mo
Deposit HK$17.72M · loan HK$41.34M · min. income ≈ HK$400,736/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,754
−HK$11,332/mo
▼ 0.25% · 3.875%
HK$215,379
−HK$5,707/mo
Today · 4.125%
HK$221,086
baseline
▲ 0.50% · 4.625%
HK$232,740
+HK$11,654/mo
Deposit HK$17.72M · loan HK$41.34M · min. income ≈ HK$442,172/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,414
−HK$15,201/mo
▼ 0.25% · 3.875%
HK$249,954
−HK$7,661/mo
Today · 4.125%
HK$257,615
baseline
▲ 0.50% · 4.625%
HK$273,291
+HK$15,676/mo
Deposit HK$5.91M · loan HK$53.15M · min. income ≈ HK$515,230/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,683
−HK$14,570/mo
▼ 0.25% · 3.875%
HK$276,916
−HK$7,337/mo
Today · 4.125%
HK$284,253
baseline
▲ 0.50% · 4.625%
HK$299,237
+HK$14,984/mo
Deposit HK$5.91M · loan HK$53.15M · min. income ≈ HK$568,506/mo (50% DSR)
Upfront cash ≈ HK$8.42M (deposit + AVD stamp duty HK$2,510,097 · Scale 2, in force from 26 Feb 2026)